Our guest today is a self professed personal finance oddball! Len Penzo spent 35 years in the aerospace industry before retiring at age 58 as an electrical engineer. Along the way he launched LenPenzo.com in December 2008 (he even helped to give Joel a start writing personal finance content back in the day). Since then, the blog has drawn millions of readers and earned awards from publications like Kiplinger. Len’s work has appeared in outlets like Forbes, Time, Business Insider, CBS MoneyWatch, and he’s been featured on radio and TV segments. And he now has a new book out called True Money Stories that’s about the intersection of money and family life. We discuss:

• Intelligence vs. financial management
• Running household finances like a business
• The importance of honesty in personal finance
• Allowing children to make financial mistakes
• The annual sandwich survey and inflation
• Navigating retirement and long-term care
• And much more!

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

• Check out Len’s book True Money Stories, more of his writings at his site, and follow over on X.
• Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
• Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
• Find a thriving community of fellow money nerds by joining the HTM Facebook group!
• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

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Best friends out!