Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like:
TOP TIER Plus (evidently it’s better!)
Spending all the discretionary income
Guilt-ridden spending (for the dopamine hit?)
Everything (investing) in it’s right place
Sneaking socialism
Getting harder to return stuff
Fast shipping trains how we shop
Home buying help
Marry the house, date the rate
Will apartment rents go up?
Getting paid to move

 

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YouTube: You thought you’d never see it… the How To Money channel over on YouTube - LIKE and SUBSCRIBE!
Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending.
Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Money Gears: knowing what to do with your money is crucial to your personal finance journey.
MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

Time for a Friday Flight- our little sampling of the week&rsquo;s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like:
<ul>
<li aria-level="1"><a href="https://www.toptiergas.com/#stations">TOP TIER Plus (evidently it&rsquo;s better!)</a></li>
<li aria-level="1"><a href="https://www.nytimes.com/2026/09/08/opinion/concert-tickets-noah-kahan.html">Spending all the discretionary income</a></li>
<li aria-level="1"><a href="https://www.usatoday.com/story/money/economy/inflation-cost-of-living/2026/08/26/cost-of-living-joy-spending-guilt-americans/91457425007/">Guilt-ridden spending</a> (for the <a href="https://www.washingtonpost.com/wellness/2026/09/12/heres-why-emotions-drive-you-spend-how-stop-habit/?">dopamine hit?</a>)</li>
<li aria-level="1"><a href="https://finance.yahoo.com/economy/article/why-its-a-mistake-to-put-your-kids-college-savings-ahead-of-your-own-retirement-100000733.html?.tsrc=372&amp;ncid=crm_-2285180-20260904-1--A&amp;bt_user_id=olKBZUpCCuE+R+ibq1HpuKuZfLWbaa9JpOVKPnybhqpQ6dOp1ux6wysSJezxLffxkzkt5BAupdPUrTSDAbF1482e16GcNasVxmqm+Z3PzLqPIpxbiIENVcO2QF/wCPZb&amp;bt_ts=1788516137847&amp;guccounter=1">Everything (investing) in it&rsquo;s right place</a></li>
<li aria-level="1"><a href="https://www.wsj.com/opinion/the-frustrations-behind-socialisms-appeal-3f8835e4">Sneaking socialism</a></li>
<li aria-level="1"><a href="https://www.wsj.com/business/retail/its-getting-harder-to-return-thingsand-its-making-shoppers-mad-38b2fc55?mod=wknd_pos1">Getting harder to return stuff</a></li>
<li aria-level="1"><a href="https://www.axios.com/2026/05/21/walmart-30-minute-delivery-shopping">Fast shipping trains how we shop</a></li>
<li aria-level="1"><a href="https://conorsen.substack.com/p/policy-corner-storing-housing-demand">Home buying help</a></li>
<li aria-level="1"><a href="https://www.wsj.com/economy/housing/the-stagnant-housing-market-is-about-to-face-a-7-mortgage-55a041d6?st=m2DzFg&amp;reflink=desktopwebshare_permalink">Marry the house, date the rate</a></li>
<li aria-level="1"><a href="https://conorsen.substack.com/p/7-mortgage-rates-will-push-apartment-8e3">Will apartment rents go up?</a></li>
<li aria-level="1"><a href="http://makemymove.com/">Getting paid to move</a></li>
</ul>
&nbsp;
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
<ul>
<li aria-level="1">YouTube: You thought you&rsquo;d never see it&hellip; the <a href="https://www.youtube.com/@HowToMoneyPod">How To Money channel over on YouTube</a> - LIKE and SUBSCRIBE!</li>
<li aria-level="1">Credit card perks: Check out <a href="https://go.nextcard.com/tkfe5ek-htmpodcast">our favorite credit cards</a> that we use to maximize rewards and optimize our spending.</li>
<li aria-level="1">Other money nerds: Find a thriving community of fellow money nerds by joining the <a href="https://www.facebook.com/groups/1623670287732189">HTM Facebook group!</a></li>
<li aria-level="1">Newsletter: Sign up for the weekly <a href="https://www.howtomoney.com/newsletter/">HTM newsletter</a>. It&rsquo;s fun, free, &amp; practical.</li>
<li aria-level="1">Money Gears: knowing <a href="https://www.howtomoney.com/start-here/">what to do with your money</a> is crucial to your personal finance journey.</li>
<ul>
<li aria-level="2">MG7: and maybe you&rsquo;re well on your way to financial independence but you&rsquo;re looking for some financial reassurance, that&rsquo;s when heading over to <a href="http://www.howtomoney.com/advisor">HowToMoney.com/Advisor</a> and getting matched with a highly vetted financial advisor makes sense.</li>
</ul>
</ul>
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you&rsquo;re not already a regular listener, and <a href="https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2">give us a quick review in Apple Podcasts</a> or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
&nbsp;
Best friends out!

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money

Friday Flight - Guilt-Ridden Spending, Sneaking Socialism & Home Buying Help #1194

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/fc17715e-8b3a-4619-87bd-b4c70141469f/transcript