Let’s party! In what felt like a bummer of a financial year, it’s important to spend some time remembering the positives. We’ve experienced a market that hasn't been this bad for nearly 15 years, crypto is fully on the ropes, inflation is still problematic, and student loan forgiveness is in limbo like we talked about last week. But a massive number of How To Money listeners have, despite the economic headwinds of 2022, been able to make significant advances with their own personal finances. We love creating this episode, hearing what y’all have been able to accomplish, and sharing it with your fellow listeners. It’s inspiring and motivating. Y’all were able to do everything from decluttering and cutting back on regular expenses to massive goals like saving up for a down payment and even completely paying of mortgages! Hopefully we can all learn something from each other today and we’re also hoping that this episode might be the spark for some epic 2023 money moves.



Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.



During this episode we enjoyed a Christmas Ale by St Bernardus! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!



Best friends out!

Let’s party! In what felt like a bummer of a financial year, it’s important to spend some time remembering the positives. We’ve experienced a market that hasn't been this bad for nearly 15 years, crypto is fully on the ropes, inflation is still problematic, and student loan forgiveness is in limbo like we talked about last week. But a massive number of How To Money listeners have, despite the economic headwinds of 2022, been able to make significant advances with their own personal finances. We love creating this episode, hearing what y’all have been able to accomplish, and sharing it with your fellow listeners. It’s inspiring and motivating. Y’all were able to do everything from decluttering and cutting back on regular expenses to massive goals like saving up for a down payment and even completely paying of mortgages! Hopefully we can all learn something from each other today and we’re also hoping that this episode might be the spark for some epic 2023 money moves.
 
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
<ul>
<li aria-level="1">Knowing your ‘money gear’ is a crucial part of your personal finance journey. <a href="https://www.howtomoney.com/start-here/">Start here.</a> </li>
<li aria-level="1">Sign up for the weekly <a href="https://www.howtomoney.com/newsletter/">HTM newsletter</a>. It’s fun, free, &amp; practical.</li>
<li aria-level="1">Join a thriving community of fellow money in the <a href="https://www.facebook.com/groups/1623670287732189">HTM Facebook group.</a></li>
<li aria-level="1">Find the best credit card for you with our new <a href="http://howtomoney.com/creditcards">credit card tool</a>!</li>
<li aria-level="1">Massively reduce your <a href="https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/">cell phone bill</a> each month by switching to a discount provider like Mint Mobile.</li>
<li aria-level="1">Don’t be cheap and forego getting a life insurance policy. <a href="http://policygenius.go2cloud.org/aff_c?offer_id=485&amp;aff_id=1664&amp;redirect_slug=howtomoney-life">Compare rates with Policygenius.</a></li>
</ul>
 
During this episode we enjoyed a Christmas Ale by St Bernardus! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and <a href="https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2">give us a quick review in Apple Podcasts</a> or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
 
Best friends out!

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money

Financial Festivus 2022: Celebrating Listener Money Wins #605

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/dd4a7821-2170-4f1f-b3e1-af6201371e3b/transcript

Advertisement