A financial advisor WON’T magically fix your money problems, but many folks assume that by hiring a professional, they’re well on their way to financial success. Maybe, but maybe not, because a bunch of different factors come into play. And who better to have this discussion with other than award-winning investor advocate and financial educator Pam Krueger. She began her career as a stockbroker before moving into financial media, where she created and co-hosted the PBS series MoneyTrack where her work emphasizes transparency, investor protection, and understanding how advisors are compensated. Pam is also the founder and CEO of Wealthramp, a platform that connects consumers with vetted fiduciary financial advisors and today we discuss: 

• Determining if you should DIY or delegate
• The one silver bullet in everyone’s financial journey
• Conflicts of interest and the fiduciary standard
• Fee-only advisors, unbiased advice without commissions
• Expecting transparency in advisor fees
• Paying for “meh” financial advice
• Breaking up with an advisor if you’re unhappy
• How Wealthramp advisors are vetted and finding the right advisor for you!

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

• Head to HowToMoney.com/advisor if you’re interested in a SOLID financial advisor who will be a great fit for you.
• Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
• Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
• Find a thriving community of fellow money nerds by joining the HTM Facebook group!
• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

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Best friends out!