Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

 

1 - Home renovation: what factors did Matt consider when deciding to add on to his existing house?

2 - Credit cards: I want to cancel my oldest credit card, but how concerned should I be about dinging my credit score?

3 - Student loans: should I pay off my student loans or wait for forgiveness if I have the cash on hand to eliminate them?

4 - Medical expenses: could I fully subsidize my healthcare costs were I to aggressively invest my HSA dollars?

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
Converting your primary into an investment property is one of the easiest ways to create some semi-passive income. 
I’m not sure who needs to hear this but Health Savings Accounts, or HSAs, are the ultimate retirement accounts.
Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

During this episode we enjoyed a Jeremy’s Changed by Fonta Flora! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

Let&rsquo;s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you&rsquo;d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at <a href="https://www.howtomoney.com/ask/">HowToMoney.com/ask</a> . Regardless of how random or bizarre you might think it is, we want to hear it!
&nbsp;
1 - Home renovation: what factors did Matt consider when deciding to add on to his existing house?
2 - Credit cards: I want to cancel my oldest credit card, but how concerned should I be about dinging my credit score?
3 - Student loans: should I pay off my student loans or wait for forgiveness if I have the cash on hand to eliminate them?
4 - Medical expenses: could I fully subsidize my healthcare costs were I to aggressively invest my HSA dollars?
&nbsp;
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
<ul>
<li aria-level="1">Converting your primary into an investment property is one of the easiest ways to create some <a href="https://www.howtomoney.com/is-passive-income-a-myth/">semi-passive income</a>.&nbsp;</li>
<li aria-level="1">I&rsquo;m not sure who needs to hear this but <a href="https://www.howtomoney.com/hsa-triple-tax-advantage/">Health Savings Accounts, or HSAs, are the ultimate retirement accounts.</a></li>
<li aria-level="1">Knowing your &lsquo;money gear&rsquo; is a crucial part of your personal finance journey. <a href="https://www.howtomoney.com/start-here/">Start here.</a>&nbsp;</li>
<li aria-level="1">Sign up for the weekly <a href="https://www.howtomoney.com/newsletter/">HTM newsletter</a>. It&rsquo;s fun, free, &amp; practical.</li>
<li aria-level="1">Join a thriving community of fellow money in the <a href="https://www.facebook.com/groups/1623670287732189">HTM Facebook group.</a></li>
<li aria-level="1">Massively reduce your <a href="https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/">cell phone bill</a> each month by switching to a discount provider like Mint Mobile.</li>
</ul>
&nbsp;
During this episode we enjoyed a Jeremy&rsquo;s Changed by Fonta Flora! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you&rsquo;re not already a regular listener, and <a href="https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2">give us a quick review in Apple Podcasts</a> or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
&nbsp;
Best friends out!

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money

Ask HTM - Vital Home Reno or Moving Factors, Dropping Credit Without Dinging Your Score, & Student Loan Forgiveness or Payoff #1063

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/1e40c926-481d-4d49-b5bb-b38c01436709/transcript

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