We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Should I draw on my Thrift Savings Plan to use as seed money for my new business?

2 - What advice would you have for me as a 16 year old who wants to start investing now so I don’t have to work forever?

3 - Do y’all think it’s a good idea to pay $50,000 cash for a new car when I currently have a car loan?

4 - Are all of my Roth 401k funds accessible penalty free, before age 59.5, after rolling them to a Roth IRA?

5 - I’m currently in Money Gear #7, should I pay off my home early or invest over the next couple of years?

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• Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
• Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
• Join a thriving community of fellow money in the HTM Facebook group.
• Find the best credit card for you with our new credit card tool!
• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed a JREAM by Burley Oak Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!