Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - eBay: when to list and when to sell locally?

2 - Quarterly estimates: making estimates vs increasing withholding to avoid the tax shock

3 - Backdoor Roth IRA: is the window closing to make backdoor Roth IRA contributions?

4 - Buying a home: when it makes sense to make an as-is offer?

5 - Selling a home: what should I do if the appraisal comes back below the offer price?

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

• We referenced this holistic tax planning conversation with CFP Cody Garrett.
• Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
• Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
• Join a thriving community of fellow money in the HTM Facebook group.
• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed a Rice Lager by Hi-Wire Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!