Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Who is on the hook for paying gift tax when money is given away to an individual?

2 - What should I do with my old 401k as I’m starting a program that doesn’t offer a 401k?

3 - Are medical expenses that are incurred outside of a HDHP window still eligible to be reimbursed by an HSA?

4 - Where should I go if I’m looking to make an affordable iPhone upgrade?

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• Find the best credit card for you with our new credit card tool!
• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed a Danish Pilsner by Carlsberg! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!