Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - What are the tax implications as I start to invest funds for my newborn nephew?

2 - Is it too risky to use a HELOC for an investment property down payment?

3 - How can I rebalance my portfolio away from stocks in the most tax-efficient way possible?

4 - Who should I follow for the best stock tips?

5 - Does it make sense to use a credit card for some expensive home repairs I have coming up?

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• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed an Up Stream by Fremont Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!