Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Is it better to inherit a house eventually or buy it outright now in order to gain the tax benefits?

2 - I don’t want my credit score to get dinged so how hard should I work to keep my 20 credit cards active?

3 - Should $200k-$300k be enough for my husband and I to retire on?

4 - What’s the best car I can get for under $10,000?

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• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed a Cuvée des Jonquilles by Brasserie au Baron- a big thank you to Alice for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!