Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Should I consider alternative investments offered by the newer fintech platforms?

2 - Do medical bills need to be directly paid for with my HSA or should I use a credit card?

3 - What should I do with over six figures from my employer's profit sharing plan?

4 - How should I account for the US national debt in my retirement portfolio allocation?

5 - Paying off a 2.5% mortgage- does it ever make sense?

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• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed an I Choose Yuzu by Pure Project Brewing- a big thanks to Kristi for donating this one to the pod! Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!