Kiwi households pay meaningfully more on mortgages than Australians because four banks control 90% of the market.

<p>Kiwi households pay meaningfully more on mortgages than Australians because four banks control 90% of the market.</p>

With more than more than 25 years' experience reporting on consumer affairs, business and politics, Garth Bray brings you today's business news, direct from the Herald NOW studio. 

<p>With more than more than 25 years' experience reporting on consumer affairs, business and politics, Garth Bray brings you today's business news, direct from the Herald NOW studio.&nbsp;</p>