"The markets are saying two rate hikes before the election and that's going to be tough for people" - Independent commentator Bernard Hickey

<p>"The markets are saying two rate hikes before the election and that's going to be tough for people" - Independent commentator Bernard Hickey</p>

With more than more than 25 years' experience reporting on consumer affairs, business and politics, Garth Bray brings you today's business news, direct from the Herald NOW studio. 

<p>With more than more than 25 years' experience reporting on consumer affairs, business and politics, Garth Bray brings you today's business news, direct from the Herald NOW studio.&nbsp;</p>