Her Next Chapter

What if the biggest threat to your retirement budget isn't inflation or healthcare, but the house you've spent decades paying off? In this episode of Her Next Chapter, Vanessa Patterson explores the hidden costs of homeownership in retirement and why a paid-off home isn't a necessarily an expense-free home. From roof replacements and HVAC systems to property taxes, insurance, and maintenance, Vanessa discusses how homes can impact retirement finances, especially for women who may find themselves managing a household on their own. She also explains when it may make sense to stay, downsize, rent, or relocate, and why balancing the financial realities with your lifestyle goals is key to creating a retirement that truly fits your next chapter. Her Next Chapter is built for the woman standing at the turning point. The employee eyeing retirement, the widow starting over, the divorcée rebuilding, the woman ready to preserve what she's built. The best chapter isn't behind you... It's the one you’re about to write.  If you’re ready for a woman-led approach to your retirement planning, schedule a complimentary consultation with Vanessa today. Visit HerNextChapterWealth.com

Could one Social Security decision impact your retirement income for decades? In this episode of Her Next Chapter, Vanessa Patterson explores the Social Security rules women need to understand before claiming benefits. From career breaks and caregiving years to spousal, survivor, and divorce benefits, Vanessa explains how women often face unique retirement planning challenges. She also discusses the impact of longevity, working while collecting Social Security, taxation of benefits, and common mistakes that can reduce lifetime income. Whether you're married, divorced, widowed, or planning to retire in the coming years, this conversation highlights key considerations that can help you make more informed Social Security decisions. Her Next Chapter is built for the woman standing at the turning point. The employee eyeing retirement, the widow starting over, the divorcée rebuilding, the woman ready to preserve what she's built. The best chapter isn't behind you... It's the one you’re about to write.  If you’re ready for a woman-led approach to your retirement planning, schedule a complimentary consultation with Vanessa today. Visit HerNextChapterWealth.com