A new survey from Kiwibank reveals a majority of Kiwis think owning a home is crucial to getting ahead in New Zealand - but many feel locked out of the market.

Over two-thirds of non-owners feel pessimistic about home ownership, with millennials in particular believing they won't get on the property ladder.

Kiwibank CEO Steve Jurkovich says people aged 30 to 44 have seen house prices surge the most over their lifetimes - and they feel the most overwhelmed.

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