The Reserve Bank's decision to hold the OCR in place at 5.5 percent has inspired some banks to lower their rates.
This is despite some economists warning inflation is still running too high at this point.
HSBC chief economist Paul Bloxham says New Zealand's Reserve Bank is one of the only central banks in the world saying rates might need to go up again.

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Paul Bloxham: HSBC Chief Economist ahead of Australia's 2026 federal budget
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Jamie Mackay: The Country host on what the latest Rabobank agribusiness monthly report means for Kiwi farmers
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