There's reassurance from the Government that Kiwis will be treated more fairly by insurers.

A bill designed to better safeguard insurance consumers has passed its third reading in the House. 

Commerce and Consumer Affairs Minister Andrew Bayly says the bill gives insurance companies clarity around their responsibilities - and better protects policy holders filling out a claim application. 

"You have to honestly respond to stuff - but it's up to the insurance company to ask you the right questions, not for you to anticipate."

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