According to the 2019 National Health and Morbidity Survey, only 22% of Malaysians have personal health insurance, with 43% saying that they cannot afford it, while 36% think that it is unnecessary. However, without a financial safety net, households can find themselves facing dire situations if a family member falls critically ill. Can embedded insurance - small amounts of insurance that we purchase when making other transactions like ride-sharing and travel bookings - help to narrow the gap when it comes to medical protection? We find out more from Bernhard Kotanko, Senior Partner at McKinsey & Company.


Image Credit: Shutterstock

According to the 2019 National Health and Morbidity Survey, only 22% of Malaysians have personal health insurance, with 43% saying that they cannot afford it, while 36% think that it is unnecessary. However, without a financial safety net, households can find themselves facing dire situations if a family member falls critically ill. Can embedded insurance - small amounts of insurance that we purchase when making other transactions like ride-sharing and travel bookings - help to narrow the gap when it comes to medical protection? We find out more from Bernhard Kotanko, Senior Partner at McKinsey &amp; Company. Image Credit: <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.shutterstock.com/image-photo/malaysian-ringgit-medicine-on-white-isolated-2309779907">Shutterstock</a>

Wander and be enlightened by the endlessly fascinating inner universe that is the human body. We speak with experts, Nobel laureates, cancer survivors and healthcare workers who share their unique perspectives on wellness and living and the latest medical research.

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