It’s one of the scariest times of the year. . . . it’s open enrollment time for health insurance. Every year, we’re all overwhelmed by the options and terminology of our policies, but this year Molly and Matt have full hearts and can’t lose. This year, they are determined to understand their coverage options and whether they should choose a high-deductible plan or one with a high premium. But first, they’re going to figure out what those terms mean in this episode. With the help of KFF Health News’ Julie Rovner, learn about the difference between an FSA and an HSA and what your plan is legally required to cover. 



Sources Cited: 
Johns Hopkins Bloomberg School of Public Health - Primary Care Visits Available to Most Uninsured But at a High Price
Forbes - How Much Does Health Insurance Cost In 2023?
US Department of Healtth and Human Services - About the Affordable Care Act 

It’s one of the scariest times of the year. . . . it’s open enrollment time for health insurance. Every year, we’re all overwhelmed by the options and terminology of our policies, but this year Molly and Matt have full hearts and can’t lose. This year, they are determined to understand their coverage options and whether they should choose a high-deductible plan or one with a high premium. But first, they’re going to figure out what those terms mean in this episode. With the help of KFF Health News’ Julie Rovner, learn about the difference between an FSA and an HSA and what your plan is legally required to cover. 
 
Sources Cited: 
<ul>
<li aria-level="1"><a href="https://publichealth.jhu.edu/2015/primary-care-visits-available-to-most-uninsured-but-at-a-high-price">Johns Hopkins Bloomberg School of Public Health - Primary Care Visits Available to Most Uninsured But at a High Price</a></li>
<li aria-level="1"><a href="https://www.forbes.com/advisor/health-insurance/how-much-does-health-insurance-cost/">Forbes - How Much Does Health Insurance Cost In 2023?</a></li>
<li aria-level="1"><a href="https://www.hhs.gov/healthcare/about-the-aca/index.html">US Department of Healtth and Human Services - About the Affordable Care Act </a></li>
</ul>

Do your eyes glaze over when looking at a long list of annual health insurance enrollment options – or maybe while you’re trying to calculate how much you owe the IRS? You might be wondering the same thing we are: Where’s the guidebook for all of this grown-up stuff? Whether opening a bank account, refinancing student loans, or purchasing car insurance (...um, can we just roll the dice without it?), we’re just as confused as you are. 

Enter: “Grown-Up Stuff: How to Adult” a podcast dedicated to explaining the complexities of adulting for which most of us are woefully under-prepared. In each episode, we seek out folks who can actually help us start to make sense of all the basic life skills required to be, well, a grown-up.

Do your eyes glaze over when looking at a long list of annual health insurance enrollment options – or maybe while you’re trying to calculate how much you owe the IRS? You might be wondering the same thing we are: Where’s the guidebook for all of this grown-up stuff? Whether opening a bank account, refinancing student loans, or purchasing car insurance (...um, can we just roll the dice without it?), we’re just as confused as you are. 
Enter: “Grown-Up Stuff: How to Adult” a podcast dedicated to explaining the complexities of adulting for which most of us are woefully under-prepared. In each episode, we seek out folks who can actually help us start to make sense of all the basic life skills required to be, well, a grown-up.

Grown-Up Stuff: How to Adult

Choosing a Health Insurance Plan like a Grown-Up

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/68cf96a5-d2bb-43fe-8416-b09e0079a80f/transcript

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