The Gray Fox recounts a story of being recognized from the radio in Amish country. Guy discusses a client who put money in a CD, but when the CD's interest rate was eventually lowered to 0.3%, they were able to put it into an annuity that offered a better rate and a bonus on top. Guy also explains the general advantages of fixed and fixed index annuities, and how you can take your money from a 401k and transfer it to an annuity if you're nearing retirement and are concerned about what might happen in the market.