Running out of money isn’t the only thing retirees worry about—and it’s rarely the most complicated. On this episode, Mark Cordner breaks down the real forces that shape retirement, from income planning and taxes to health care, longevity, and how our life experiences affect money decisions. The conversation explores why retirement planning isn’t one-size-fits-all, why single retirees face unique challenges, and how couples often discover they aren’t as financially aligned as they thought. It’s an honest look at retirement as a series of choices, adjustments, and priorities—both financial and personal.

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