Gary and Shannon kick off the hour with a jaw-dropping California Post piece exposing $8.6 billion in new SBA fraud uncovered in the state. Then they get pulled into a live car chase, and of course it's a Tesla, which sparks a debate about how hard they are to steal and a detour into Gary's white car interior and why Shannon thinks that's a terrible idea. 
They break down the Wall Street Journal's list of TV shows that define America as part of its America 250 series. And with the Super Bowl on Sunday, they dig into the history of prop bets and the most entertaining ones you might win big on. Plus, Bad Bunny is generating buzz as a halftime performer, not because he's an unusual pick for football, but because the performance is going to be in Spanish. Also, what exactly is a Bad Bunny? Gary and Shannon have questions.