We all love a good debt payoff story and this one combines debt pay-down with some tangible tips that dual income (and some single income!) households can implement. Listen in as Elle shares with us some strategies for debt freedom and even increased savings!

Get full show notes here!


Get our FREE 7-Day No-Spend Challenge Workbook here! https://www.frugalfriendspodcast.com/free
Join the waitlist for Club BFF: https://www.frugalfriendspodcast.com/club-bff-waitlist/
Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/

We all love a good debt payoff story and this one combines debt pay-down with some tangible tips that dual income (and some single income!) households can implement. Listen in as Elle shares with us some strategies for debt freedom and even increased savings! <a href='https://www.frugalfriendspodcast.com/2519-2/'>Get full show notes here!</a> <ul><li>Get our FREE 7-Day No-Spend Challenge Workbook here! <a href='https://www.frugalfriendspodcast.com/free'>https://www.frugalfriendspodcast.com/free</a> </li><li>Join the waitlist for Club BFF: <a href='https://www.frugalfriendspodcast.com/club-bff-waitlist/'>https://www.frugalfriendspodcast.com/club-bff-waitlist/</a> </li><li>Subscribe for more on YouTube: <a href='https://www.youtube.com/frugalfriends'>https://www.youtube.com/frugalfriends</a> </li><li>Hang out with us on Instagram! <a href='https://www.instagram.com/frugalfriendspodcast/'>https://www.instagram.com/frugalfriendspodcast/</a> </li></ul>

Controlling your spending is hard to do. On every episode of Frugal Friends, we'll try to help you gain a little more control on one aspect of the countless directions your money is being pulled toward through frugality and a few laughs. If you're trying to save money, spend less, adopt minimalism, pay off debt or reach financial independence, we think you'll like the show.

Frugal Friends Podcast

Paying Off $33K of Debt While Living on Half of Your Income w/ Elle Martinez

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/2c48429a-d20c-4759-811b-ae890119dfe6/transcript

We came to a point where acquiring diseases and viruses no longer makes us super anxious, but rather from receiving a lengthy hospital bill and medical expenses! In this episode, Jen and Jill, together with Scott Speranza, CEO of HealthLock, discover a long list of medical billing errors and share ways to identify and dispute healthcare overbilling.

🎙️ Get full show notes here! 
https://bit.ly/4bzpRH5

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

We came to a point where acquiring diseases and viruses no longer makes us super anxious, but rather from receiving a lengthy hospital bill and medical expenses! In this episode, Jen and Jill, together with Scott Speranza, CEO of HealthLock, discover a long list of medical billing errors and share ways to identify and dispute healthcare overbilling.
🎙️ Get full show notes here!  <a href="https://bit.ly/4bzpRH5">https://bit.ly/4bzpRH5</a> 
💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. <a href="https://www.frugalfriendspodcast.com/friendletter" data-rawhref="https://www.frugalfriendspodcast.com/friendletter">https://www.frugalfriendspodcast.com/friendletter</a>
📣 Submit your bill of the week and get a shoutout from us  <a href="https://www.frugalfriendspodcast.com/bill-of-the-week/" data-rawhref="https://www.frugalfriendspodcast.com/bill-of-the-week/">https://www.frugalfriendspodcast.com/bill-of-the-week/</a>
💸 Check out our monthly challenge community  <a href="http://www.frugalfriendspodcast.com/club" data-rawhref="http://www.frugalfriendspodcast.com/club">http://www.frugalfriendspodcast.com/club</a>
👉🏼 Subscribe for more on YouTube  <a href="https://www.youtube.com/frugalfriends" data-rawhref="https://www.youtube.com/frugalfriends">https://www.youtube.com/frugalfriends</a>
💃🏼 Hang out with us on Instagram!  <a href="https://www.instagram.com/frugalfriendspodcast/" data-rawhref="https://www.instagram.com/frugalfriendspodcast/">https://www.instagram.com/frugalfriendspodcast/</a>

Identify Healthcare Overbilling with Scott Speranza

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/6b66292c-7d1c-4a92-a02d-b16c0097b816/transcript

Will it surprise you when you find out that the 10% off deal you got when you purchased your new containers is the actual price? In this episode, Jen and Jill give FREE hot takes on marketing ploys such as how discounts and price sales are made to trick you into buying, costing you more!

🎙️ Get full show notes here! 
https://bit.ly/4bk7lT9

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

Will it surprise you when you find out that the 10% off deal you got when you purchased your new containers is the actual price? In this episode, Jen and Jill give FREE hot takes on marketing ploys such as how discounts and price sales are made to trick you into buying, costing you more!
🎙️ Get full show notes here!  <a href="https://bit.ly/4bk7lT9">https://bit.ly/4bk7lT9</a> 
💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. <a href="https://www.frugalfriendspodcast.com/friendletter" data-rawhref="https://www.frugalfriendspodcast.com/friendletter">https://www.frugalfriendspodcast.com/friendletter</a>
📣 Submit your bill of the week and get a shoutout from us  <a href="https://www.frugalfriendspodcast.com/bill-of-the-week/" data-rawhref="https://www.frugalfriendspodcast.com/bill-of-the-week/">https://www.frugalfriendspodcast.com/bill-of-the-week/</a>
💸 Check out our monthly challenge community  <a href="http://www.frugalfriendspodcast.com/club" data-rawhref="http://www.frugalfriendspodcast.com/club">http://www.frugalfriendspodcast.com/club</a>
👉🏼 Subscribe for more on YouTube  <a href="https://www.youtube.com/frugalfriends" data-rawhref="https://www.youtube.com/frugalfriends">https://www.youtube.com/frugalfriends</a>
💃🏼 Hang out with us on Instagram!  <a href="https://www.instagram.com/frugalfriendspodcast/" data-rawhref="https://www.instagram.com/frugalfriendspodcast/">https://www.instagram.com/frugalfriendspodcast/</a>

The Psychology of Sales & Discounts

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/1c56cc23-e05e-48a3-8142-b1660099a2a7/transcript

When paying off debt, it feels like a forever process of trying to decrease its amount, but when you look back, time just flew by like a wind! Jen shares her story of paying off her debt of $78,000 in just 2 years. Together with Jill, they celebrate and talk about the mindset shifts Jen needed to work on to pay off debt.

🎙️ Get full show notes here! 
https://bit.ly/3wlhX5u

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

When paying off debt, it feels like a forever process of trying to decrease its amount, but when you look back, time just flew by like a wind! Jen shares her story of paying off her debt of $78,000 in just 2 years. Together with Jill, they celebrate and talk about the mindset shifts Jen needed to work on to pay off debt.
🎙️ Get full show notes here!  <a href="https://bit.ly/3wlhX5u">https://bit.ly/3wlhX5u</a>
💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. <a href="https://www.frugalfriendspodcast.com/friendletter" data-rawhref="https://www.frugalfriendspodcast.com/friendletter">https://www.frugalfriendspodcast.com/friendletter</a>
📣 Submit your bill of the week and get a shoutout from us  <a href="https://www.frugalfriendspodcast.com/bill-of-the-week/" data-rawhref="https://www.frugalfriendspodcast.com/bill-of-the-week/">https://www.frugalfriendspodcast.com/bill-of-the-week/</a>
💸 Check out our monthly challenge community  <a href="http://www.frugalfriendspodcast.com/club" data-rawhref="http://www.frugalfriendspodcast.com/club">http://www.frugalfriendspodcast.com/club</a>
👉🏼 Subscribe for more on YouTube  <a href="https://www.youtube.com/frugalfriends" data-rawhref="https://www.youtube.com/frugalfriends">https://www.youtube.com/frugalfriends</a>
💃🏼 Hang out with us on Instagram!  <a href="https://www.instagram.com/frugalfriendspodcast/" data-rawhref="https://www.instagram.com/frugalfriendspodcast/">https://www.instagram.com/frugalfriendspodcast/</a>

How Jen Paid Off $78,000 in 2 Years

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/f54e064d-d017-4f2b-8e85-b16500555221/transcript

Paying Off $33K of Debt While Living on Half of Your Income w/ Elle Martinez

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