We talk a lot about paying off debt and most of the time that debt includes student loans but what about just not getting into student loan debt? Is that even possible? We think, now more than ever, it is. College is changing and today we’re talking about how you can adapt and graduate college without debt.

Sponsors: 
: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you can financially support us without giving us your money.
1st is to buy a discounted gift card from Raise. Raise sells gift cards at a discounted price to all kinds of places. Find a store you’d shop at anyways and you can save money right off the top by using a discounted gift card to purchase it! When you use our referral link: frugalfriendspodcast.com/raise you’ll get $5 to spend and we will too!
Sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. When you spend $25 through rakuten you earn $10 CASH MONEY! So that’s one way you can help us without spending any money beyond what you’ve already budgeted for.YOUR AD HERE
Seniors: We want to thank all the recently graduated seniors for sponsoring this show - you pooled together your dimes and nickels and really came through for us! BUT TODAY we want to celebrate YOU! Congratulations on your hard work and effort and completing an important chapter of your lives - whether you just finished high school or college you had many more obstacles than most in the final stretch of your race. We see you! Thanks for the sponsorship ;)

Notable Notes:

What the Internet has to say:
This article from Good Call gives us 4 ways to get our college degree without taking on loans or going into debt!

What Jen + Jill have to day:
Find money (grants, scholarships, military funding, crowd funding, employee tuition reimbursement)
Lower tuition costs (AP classes/dual enrollment in H.S., maximize classes taken each semester, community college!)
Make money - look for flexible, reasonable hours, desired experience
Reduce expenses - (car, rent, food, books)

More from the Internet:
This article from Learn provides a list of 10 reasons to consider attending college online!

More from Jen + Jill:
No wake up fees
Lower tuition
No commute!
No lost wages (i.e. maximizes time - all time on school can go to graded assignments - more time to work)
Potential lower tuition

 - Thank you Kelly for sharing your bill with us about how you saved money on your menstrual cycleBILL OF THE WEEK
If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill

Lightning Round 

Biggest waste of money in college and where we’re glad we saved:
Jen- Not using my full scholarship
Jill- going out of state - living on campus
Jen- Living off campus
Jill- books savings and school online

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon 

We talk a lot about paying off debt and most of the time that debt includes student loans but what about just not getting into student loan debt? Is that even possible? We think, now more than ever, it is. College is changing and today we’re talking about how you can adapt and graduate college without debt.Sponsors: <ul><li>: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you can financially support us without giving us your money.<ul><li>1st is to buy a discounted gift card from Raise. Raise sells gift cards at a discounted price to all kinds of places. Find a store you’d shop at anyways and you can save money right off the top by using a discounted gift card to purchase it! When you use our referral link:<a href='https://frugalfriendspodcast.com/raise'> frugalfriendspodcast.com/raise </a>you’ll get $5 to spend and we will too!</li><li>Sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at <a href='https://frugralfriendspodcast.com/rakuten'>frugalfriendspodcast.com/rakuten</a> and download the chrome extension to see every time Rakuten offers cash back at a store. When you spend $25 through rakuten you earn $10 CASH MONEY! So that’s one way you can help us without spending any money beyond what you’ve already budgeted for.</li></ul>YOUR AD HERE</li><li>Seniors: We want to thank all the recently graduated seniors for sponsoring this show - you pooled together your dimes and nickels and really came through for us! BUT TODAY we want to celebrate YOU! Congratulations on your hard work and effort and completing an important chapter of your lives - whether you just finished high school or college you had many more obstacles than most in the final stretch of your race. We see you! Thanks for the sponsorship ;)</li></ul>Notable Notes:What the Internet has to say:<ul><li>This article from <a href='https://www.goodcall.com/education/graduate-debt-free/'>Good Call</a> gives us 4 ways to get our college degree without taking on loans or going into debt!</li></ul>What Jen + Jill have to day:<ul><li>Find money (grants, scholarships, military funding, crowd funding, employee tuition reimbursement)</li><li>Lower tuition costs (AP classes/dual enrollment in H.S., maximize classes taken each semester, community college!)</li><li>Make money - look for flexible, reasonable hours, desired experience</li><li>Reduce expenses - (car, rent, food, books)</li></ul>More from the Internet:<ul><li>This article from <a href='https://learn.org/articles/10_Reasons_Why_Online_College_Courses_Save_You_Money.html'>Learn</a> provides a list of 10 reasons to consider attending college online!</li></ul>More from Jen + Jill:<ul><li>No wake up fees</li><li>Lower tuition</li><li>No commute!</li><li>No lost wages (i.e. maximizes time - all time on school can go to graded assignments - more time to work)</li><li>Potential lower tuition</li></ul> - Thank you Kelly for sharing your bill with us about how you saved money on your menstrual cycleBILL OF THE WEEK<ul><li>If you want to submit your bill of the week visit <a href='https://www.frugalfriendspodcast.com/bill'>frugalfriendspodcast.com/bill</a> to leave us a bill</li></ul>Lightning Round Biggest waste of money in college and where we’re glad we saved:<ul><li>Jen- Not using my full scholarship</li><li>Jill- going out of state - living on campus</li><li>Jen- Living off campus</li><li>Jill- books savings and school online</li></ul>Wrap-Up:Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to <a href='mailto:frugalfriendspodcast@gmail.com'>frugalfriendspodcast@gmail.com</a>. AND share our most recent episode on social for a chance to win a $10 Amazon

Controlling your spending is hard to do. On every episode of Frugal Friends, we'll try to help you gain a little more control on one aspect of the countless directions your money is being pulled toward through frugality and a few laughs. If you're trying to save money, spend less, adopt minimalism, pay off debt or reach financial independence, we think you'll like the show.

Frugal Friends Podcast

How to Graduate College Without Debt

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/4ea0429b-996a-42af-8f70-ae89011f7d4b/transcript

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