Have you ever wanted to achieve something, financially or otherwise, but struggled to actually make it happen? You're not alone! It's one thing to desire something, but a whole other animal to take the steps towards accomplishing it! Goal setting is a popular idea this time of year, but let's chat about how we can actually MAKE IT HAPPEN in 2020!

Click here for full show notes!

Have you ever wanted to achieve something, financially or otherwise, but struggled to actually make it happen? You&apos;re not alone! It&apos;s one thing to desire something, but a whole other animal to take the steps towards accomplishing it! Goal setting is a popular idea this time of year, but let&apos;s chat about how we can actually MAKE IT HAPPEN in 2020! <a href='https://www.frugalfriendspodcast.com/episode-91-effective-goal-setting-for-2020/'>Click here for full show notes!</a>

Controlling your spending is hard to do. On every episode of Frugal Friends, we'll try to help you gain a little more control on one aspect of the countless directions your money is being pulled toward through frugality and a few laughs. If you're trying to save money, spend less, adopt minimalism, pay off debt or reach financial independence, we think you'll like the show.

Frugal Friends Podcast

Effective Goal Setting

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/53d8f95f-8215-4896-a725-ae890121128a/transcript

It starts with "I'll do it later." The next thing you know, you have a mountain of clutter at home. The thought of decluttering feels overwhelming—and let's be honest, we are the first ones to judge ourselves for it, to the point where we just don't do it all. But it's never too late to take control. In this episode, Jen and Jill are joined by Katy Wells of The Maximized Minimalist to uncover why it's difficult to purge certain things and never look back again.

🎙️ Get full show notes here!
https://bit.ly/3UZL6vS


📘 Pre-order the book here
https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

It starts with "I'll do it later." The next thing you know, you have a mountain of clutter at home. The thought of decluttering feels overwhelming—and let's be honest, we are the first ones to judge ourselves for it, to the point where we just don't do it all. But it's never too late to take control. In this episode, Jen and Jill are joined by Katy Wells of The Maximized Minimalist to uncover why it's difficult to purge certain things and never look back again.
🎙️ Get full show notes here! <a href="https://bit.ly/3UZL6vS">https://bit.ly/3UZL6vS</a>  
📘 Pre-order the book here <a href="https://bit.ly/BWYL-podcast">https://bit.ly/BWYL-podcast</a>
💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. <a href="https://www.frugalfriendspodcast.com/friendletter">https://www.frugalfriendspodcast.com/friendletter</a>
📣 Submit your bill of the week and get a shoutout from us <a href="https://www.frugalfriendspodcast.com/bill-of-the-week/"> https://www.frugalfriendspodcast.com/bill-of-the-week/</a>
💸 Check out our monthly challenge community <a href="http://www.frugalfriendspodcast.com/club"> http://www.frugalfriendspodcast.com/club</a>
👉🏼 Subscribe for more on YouTube <a href="https://www.youtube.com/frugalfriends"> https://www.youtube.com/frugalfriends</a>
💃🏼 Hang out with us on Instagram! <a href="https://www.instagram.com/frugalfriendspodcast/"> https://www.instagram.com/frugalfriendspodcast/</a>

How to Get to The Root of Clutter & Solve it For Good with Katy Wells

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/522c8534-cdfb-4de8-bd59-b22e018473c6/transcript

Personal finance tips are everywhere, and let’s be honest—it can feel overwhelming. How are you supposed to keep up, let alone know what actually works for you? But what if money management didn’t have to be so complicated? What if it could actually be simple? In this episode, Jen and Jill reveal what they call 'The Money Management Holy Trinity.' With these three, you’ll see just how manageable your money can be!

🎙️ Get full show notes here!
https://bit.ly/490gDDR 


📘 Pre-order the book here
https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

Personal finance tips are everywhere, and let’s be honest—it can feel overwhelming. How are you supposed to keep up, let alone know what actually works for you? But what if money management didn’t have to be so complicated? What if it could actually be simple? In this episode, Jen and Jill reveal what they call 'The Money Management Holy Trinity.' With these three, you’ll see just how manageable your money can be!
🎙️ Get full show notes here! <a href="https://bit.ly/490gDDR">https://bit.ly/490gDDR </a> 
📘 Pre-order the book here <a href="https://bit.ly/BWYL-podcast">https://bit.ly/BWYL-podcast</a>
💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. <a href="https://www.frugalfriendspodcast.com/friendletter">https://www.frugalfriendspodcast.com/friendletter</a>
📣 Submit your bill of the week and get a shoutout from us <a href="https://www.frugalfriendspodcast.com/bill-of-the-week/"> https://www.frugalfriendspodcast.com/bill-of-the-week/</a>
💸 Check out our monthly challenge community <a href="http://www.frugalfriendspodcast.com/club"> http://www.frugalfriendspodcast.com/club</a>
👉🏼 Subscribe for more on YouTube <a href="https://www.youtube.com/frugalfriends"> https://www.youtube.com/frugalfriends</a>
💃🏼 Hang out with us on Instagram! <a href="https://www.instagram.com/frugalfriendspodcast/"> https://www.instagram.com/frugalfriendspodcast/</a>

The Money Management Holy Trinity

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/3cddd0d2-6e4a-4b06-b4fd-b22a00959eda/transcript

Ever wonder why you can't break certain money habits, like impulse buying, constantly overspending, or even depriving yourself too much, even when you know it’s not gonna be great for your finances? Maybe it's time to ask your inner child. In this episode, Jen and Jill take a trip down memory lane and explore how our childhood experiences may still be influencing the way we manage (or mismanage) money today.

🎙️ Get full show notes here!
https://bit.ly/4hIIigD


📘 Pre-order the book here
https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

Ever wonder why you can't break certain money habits, like impulse buying, constantly overspending, or even depriving yourself too much, even when you know it’s not gonna be great for your finances? Maybe it's time to ask your inner child. In this episode, Jen and Jill take a trip down memory lane and explore how our childhood experiences may still be influencing the way we manage (or mismanage) money today.
🎙️ Get full show notes here! <a href="https://bit.ly/4hIIigD">https://bit.ly/4hIIigD</a>  
📘 Pre-order the book here <a href="https://bit.ly/BWYL-podcast">https://bit.ly/BWYL-podcast</a>
💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. <a href="https://www.frugalfriendspodcast.com/friendletter">https://www.frugalfriendspodcast.com/friendletter</a>
📣 Submit your bill of the week and get a shoutout from us <a href="https://www.frugalfriendspodcast.com/bill-of-the-week/"> https://www.frugalfriendspodcast.com/bill-of-the-week/</a>
💸 Check out our monthly challenge community <a href="http://www.frugalfriendspodcast.com/club"> http://www.frugalfriendspodcast.com/club</a>
👉🏼 Subscribe for more on YouTube <a href="https://www.youtube.com/frugalfriends"> https://www.youtube.com/frugalfriends</a>
💃🏼 Hang out with us on Instagram! <a href="https://www.instagram.com/frugalfriendspodcast/"> https://www.instagram.com/frugalfriendspodcast/</a>

5 Ways Your Childhood Impacts How You Spend Money

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/f5a83d3a-49b0-47e5-b86c-b22700d0ed8d/transcript

Effective Goal Setting

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