Ever wondered what happens to torn or dog-eared banknotes, and whether Australians can get a refund for handing them in?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Greg Dicinoski, chief scientist at the Reserve Bank’s Note Issue Department, to put damaged banknotes under the microscope.
Just how prevalent are cash payments in Australia?
What are the common, and more unusual, causes of banknote damage?
What should you do with damaged cash?
Can you get a refund for handing in damaged notes or coins?
How does the Reserve Bank deal with damaged banknotes?
Why is it important for damaged cash to be removed from circulation?

#friendswithmoney #tomwatson #gregdicinoski #cash #rba

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Money Website

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Email Us: podcast@moneymag.com.au

Ever wondered what happens to torn or dog-eared banknotes, and whether Australians can get a refund for handing them in?
This week on the Friends With Money podcast, Money&rsquo;s Tom Watson is joined by Greg Dicinoski, chief scientist at the Reserve Bank&rsquo;s Note Issue Department, to put damaged banknotes under the microscope.
<ul>
<li data-ogsc="rgb(0, 0, 0)">Just how prevalent are cash payments in Australia?</li>
<li data-ogsc="rgb(0, 0, 0)">What are the common, and more unusual, causes of banknote damage?</li>
<li data-ogsc="rgb(0, 0, 0)">What should you do with damaged cash?</li>
<li data-ogsc="rgb(0, 0, 0)">Can you get a refund for handing in damaged notes or coins?</li>
<li data-ogsc="rgb(0, 0, 0)">How does the Reserve Bank deal with damaged banknotes?</li>
<li data-ogsc="rgb(0, 0, 0)">Why is it important for damaged cash to be removed from circulation?</li>
</ul>
#friendswithmoney #tomwatson #gregdicinoski #cash #rba
<a href="https://apple.co/3mV0Cbr">Listen on Apple Podcasts</a>
<a href="https://spoti.fi/3fSPI2h">Listen on Spotify</a>
<a href="https://moneymag.com.au">Money Website</a>
<a href="https://www.youtube.com/playlist?list=PLrvCe5FhuuSn2KNn_oKLjDDH_Ls5rSQbz">YouTube Podcast Playlist</a>
Email Us: <a href="mailto:podcast@moneymag.com.au" data-ogsc="">podcast@moneymag.com.au</a>

We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow.

The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money.

Hosted by senior writer, Tom Watson, and editor-in-chief, Michelle Baltazar, Friends With Money is a weekly chat with a variety of credentialed guests that you won’t want to miss. Listening and learning will help you on the path to financial freedom.

We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow.
The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money.
Hosted by senior writer, Tom Watson, and editor-in-chief, Michelle Baltazar, Friends With Money is a weekly chat with a variety of credentialed guests that you won’t want to miss. Listening and learning will help you on the path to financial freedom.

We all have questions about the money we earn, how we spend it and the best ways to approach investing it now and for our future.

Friends With Money

We all have questions about the money we earn, how we spend it and the best ways to approach investing it now and for our future. Having an extensive network of professional finance voices with honest, credible opinion has allowed Money Magazine to become Australia’s longest running and most read personal finance magazine, presenting easy to understand financial news, advice and reviews for its audience. Managing editor Julia Newbould chats weekly with a variety of experienced guests to explore the art of financial literacy and resilience in the modern money landscape.

We all have questions about the money we earn, how we spend it and the best ways to approach investing it now and for our future. Having an extensive network of professional finance voices with honest, credible opinion has allowed Money Magazine to become Australia&rsquo;s longest running and most read personal finance magazine, presenting easy to understand financial news, advice and reviews for its audience. Managing editor Julia Newbould chats weekly with a variety of experienced guests to explore the art of financial literacy and resilience in the modern money landscape.

What happens to damaged cash?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/ff17d64c-04cb-4387-85dc-b235016b3f64/transcript

Cooling inflation. Soaring tech stocks. 2024 has been a significant year for news, so before it ends, it's time to look back on the major stories in the world of finance.This week on the Friends With Money podcast, Money's Tom Watson is joined Money’s Managing Editor, Vanessa Walker, to reflect on some of the biggest events, trends and reforms in 2024 and how they’ve affected our financial lives. They discuss:
Cryptocurrency ETFs and prices
Easing inflation
Interest rate stalemate
Income tax cuts
Nvidia and the Magnificent Seven
Housing affordability
Student loan reforms
The Best of the Best 

friendswithmoney #tomwatson #vanessawalker #finance

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: podcast@moneymag.com.au

Cooling inflation. Soaring tech stocks. 2024 has been a significant year for news, so before it ends, it's time to look back on the major stories in the world of finance.This week on the Friends With Money podcast, Money's Tom Watson is joined Money’s Managing Editor, Vanessa Walker, to reflect on some of the biggest events, trends and reforms in 2024 and how they’ve affected our financial lives. They discuss:
<ul>
<li data-ogsc="rgb(0, 0, 0)">Cryptocurrency ETFs and prices</li>
<li data-ogsc="rgb(0, 0, 0)">Easing inflation</li>
<li data-ogsc="rgb(0, 0, 0)">Interest rate stalemate</li>
<li data-ogsc="rgb(0, 0, 0)">Income tax cuts</li>
<li data-ogsc="rgb(0, 0, 0)">Nvidia and the Magnificent Seven</li>
<li data-ogsc="rgb(0, 0, 0)">Housing affordability</li>
<li data-ogsc="rgb(0, 0, 0)">Student loan reforms</li>
<li data-ogsc="rgb(0, 0, 0)">The Best of the Best </li>
</ul>
friendswithmoney #tomwatson #vanessawalker #finance
<a href="https://apple.co/3mV0Cbr">Listen on Apple Podcasts</a>
<a href="https://spoti.fi/3fSPI2h">Listen on Spotify</a>
<a href="https://moneymag.com.au">Money Website</a>
<a href="https://www.youtube.com/playlist?list=PLrvCe5FhuuSn2KNn_oKLjDDH_Ls5rSQbz">YouTube Podcast Playlist</a>
Email Us: <a href="mailto:podcast@moneymag.com.au" data-ogsc="">podcast@moneymag.com.au</a>

The year in review

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/12266b25-2fea-4ab7-8d12-b2430011684d/transcript

Sometimes, to achieve our goals, we need to change direction.

But how do you determine whether you are on the right path to achieve your desired outcomes?

This week on the Friends With Money podcast, Money's Michelle Baltazar chats with author, coach, and the former CEO of Xero, Steve Vamos, on how to get back on track and stick with your plan.
The importance of clarity
Staying on track by alignment
Compliance is mandatory
Having the difficult conversations

#friendswithmoney #michellebaltazar #stevevamos #change

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: podcast@moneymag.com.au

Sometimes, to achieve our goals, we need to change direction.
But how do you determine whether you are on the right path to achieve your desired outcomes?
This week on the Friends With Money podcast, Money's Michelle Baltazar chats with author, coach, and the former CEO of Xero, Steve Vamos, on how to get back on track and stick with your plan.
<ul>
<li>The importance of clarity</li>
<li>Staying on track by alignment</li>
<li>Compliance is mandatory</li>
<li>Having the difficult conversations</li>
</ul>
#friendswithmoney #michellebaltazar #stevevamos #change
<a href="https://apple.co/3mV0Cbr">Listen on Apple Podcasts</a>
<a href="https://spoti.fi/3fSPI2h">Listen on Spotify</a>
<a href="https://moneymag.com.au">Money Website</a>
<a href="https://www.youtube.com/playlist?list=PLrvCe5FhuuSn2KNn_oKLjDDH_Ls5rSQbz">YouTube Podcast Playlist</a>
Email Us: <a href="mailto:podcast@moneymag.com.au" data-ogsc="">podcast@moneymag.com.au</a>

A change for the better

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/343189df-6a20-4e90-9951-b2120018f66f/transcript

Bitcoin's value has blasted past the one hundred thousand mark and is expected to soar even higher in 2025.

In this bonus episode of The Friends With Money Podcast, Money's Michelle Baltazar and Vanessa Walker discuss the highs and lows of this volatile digital currency.

Money online story: https://www.moneymag.com.au/why-crypto-prices-are-surging

Bitcoin edition: https://www.magshop.com.au/Products/MON240701/money-magazine-july-2024-issue

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: podcast@moneymag.com.au

Bitcoin's value has blasted past the one hundred thousand mark and is expected to soar even higher in 2025.
In this bonus episode of The Friends With Money Podcast, Money's Michelle Baltazar and Vanessa Walker discuss the highs and lows of this volatile digital currency.
Money online story: <a href="https://www.moneymag.com.au/why-crypto-prices-are-surging">https://www.moneymag.com.au/why-crypto-prices-are-surging</a>
Bitcoin edition: <a href="https://www.magshop.com.au/Products/MON240701/money-magazine-july-2024-issue">https://www.magshop.com.au/Products/MON240701/money-magazine-july-2024-issue</a> 
<a href="https://apple.co/3mV0Cbr">Listen on Apple Podcasts</a>
<a href="https://spoti.fi/3fSPI2h">Listen on Spotify</a>
<a href="https://moneymag.com.au">Money Website</a>
<a href="https://www.youtube.com/playlist?list=PLrvCe5FhuuSn2KNn_oKLjDDH_Ls5rSQbz">YouTube Podcast Playlist</a>
Email Us: <a href="mailto:podcast@moneymag.com.au" data-ogsc="">podcast@moneymag.com.au</a>

Bonus: Bitcoin bonanza!

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/d2256a97-b2e2-41ec-9adc-b23e00106fd8/transcript

What happens to damaged cash?

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