Gearing up to buy your first home? Chances are you’ve got a question or two about the process of taking out a mortgage.

On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Daisy Stevens, head of lending operations at digital mortgage broker Finspo, to run through the home loan process for first home owners.
Is reducing spending or paying off debt important?
How long can the process take?
What information will borrowers need to provide?
How do banks work out how much someone can borrow?
What is pre-approval and how long does it last?

#friendswithmoney #mortgages #firsthomebuyers #tomwatson #daisystevens

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: podcast@moneymag.com.au

Youtube:  Podcast playlist

Gearing up to buy your first home? Chances are you’ve got a question or two about the process of taking out a mortgage.
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Daisy Stevens, head of lending operations at digital mortgage broker Finspo, to run through the home loan process for first home owners.
<ul>
<li>Is reducing spending or paying off debt important?</li>
<li>How long can the process take?</li>
<li>What information will borrowers need to provide?</li>
<li>How do banks work out how much someone can borrow?</li>
<li>What is pre-approval and how long does it last?</li>
</ul>
#friendswithmoney #mortgages #firsthomebuyers #tomwatson #daisystevens
Listen on Apple Podcasts: <a href="https://apple.co/3mV0Cbr" data-ogsc="">https://apple.co/3mV0Cbr</a>  
Listen on Google Podcasts: <a href="https://bit.ly/3qGfsoL" data-ogsc="">https://bit.ly/3qGfsoL</a>
Listen on Spotify: <a href="https://spoti.fi/3fSPI2h" data-ogsc="">https://spoti.fi/3fSPI2h</a>
Website: <a href="https://moneymag.com.au" data-ogsc="">https://moneymag.com.au</a>
Email: <a href="mailto:podcast@moneymag.com.au" data-ogsc="">podcast@moneymag.com.au</a>
Youtube: <a href="https://www.youtube.com/playlist?list=PLrvCe5FhuuSn2KNn_oKLjDDH_Ls5rSQbz"> Podcast playlist</a>

We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow.

The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money.

Hosted by senior writer, Tom Watson, and editor-in-chief, Michelle Baltazar, Friends With Money is a weekly chat with a variety of credentialed guests that you won’t want to miss. Listening and learning will help you on the path to financial freedom.

We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow.
The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money.
Hosted by senior writer, Tom Watson, and editor-in-chief, Michelle Baltazar, Friends With Money is a weekly chat with a variety of credentialed guests that you won’t want to miss. Listening and learning will help you on the path to financial freedom.

We all have questions about the money we earn, how we spend it and the best ways to approach investing it now and for our future.

Friends With Money

Make It Rain

We all have questions about the money we earn, how we spend it and the best ways to approach investing it now and for our future. Having an extensive network of professional finance voices with honest, credible opinion has allowed Money Magazine to become Australia’s longest running and most read personal finance magazine, presenting easy to understand financial news, advice and reviews for its audience. Managing editor Julia Newbould chats weekly with a variety of experienced guests to explore the art of financial literacy and resilience in the modern money landscape.

We all have questions about the money we earn, how we spend it and the best ways to approach investing it now and for our future. Having an extensive network of professional finance voices with honest, credible opinion has allowed Money Magazine to become Australia&rsquo;s longest running and most read personal finance magazine, presenting easy to understand financial news, advice and reviews for its audience. Managing editor Julia Newbould chats weekly with a variety of experienced guests to explore the art of financial literacy and resilience in the modern money landscape.

Getting your first home loan

Love it or loathe it, cryptocurrency has made its way into the mainstream. So for the crypto curious, what are the fundamentals worth knowing about?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Janine Grainger, founder and chief executive of cryptocurrency trading platform EasyCrypto, to chat about some of the basics of cryptocurrency.
What is cryptocurrency?
Are there different types of cryptocurrency?
Why should Australians care about it?
What are some of the potential benefits and risks of holding crypto?
How can cryptocurrency be purchased and held?
Is cryptocurrency regulated in Australia?

#friendswithmoney #tomwatson #janinegrainger #cryptocurrency

Episode Links: EasyCrypto - We make it easy

Listen on Apple Podcasts

Listen on Google Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: podcast@moneymag.com.au

Love it or loathe it, cryptocurrency has made its way into the mainstream. So for the crypto curious, what are the fundamentals worth knowing about?
This week on the Friends With Money podcast, Money’s Tom Watson is joined by Janine Grainger, founder and chief executive of cryptocurrency trading platform EasyCrypto, to chat about some of the basics of cryptocurrency.
<ul>
<li>What is cryptocurrency?</li>
<li>Are there different types of cryptocurrency?</li>
<li>Why should Australians care about it?</li>
<li>What are some of the potential benefits and risks of holding crypto?</li>
<li>How can cryptocurrency be purchased and held?</li>
<li>Is cryptocurrency regulated in Australia?</li>
</ul>
#friendswithmoney #tomwatson #janinegrainger #cryptocurrency
Episode Links: <a href="https://wallet.easycrypto.com/au/?utm_source=podcast&amp;utm_medium=web&amp;utm_campaign=au_wallet_live_jul24">EasyCrypto - We make it easy</a>
<a href="https://apple.co/3mV0Cbr">Listen on Apple Podcasts</a>
<a href="https://bit.ly/3qGfsoL">Listen on Google Podcasts</a>
<a href="https://spoti.fi/3fSPI2h">Listen on Spotify</a>
<a href="https://moneymag.com.au">Money Website</a>
<a href="https://www.youtube.com/playlist?list=PLrvCe5FhuuSn2KNn_oKLjDDH_Ls5rSQbz">YouTube Podcast Playlist</a>
Email Us: <a href="mailto:podcast@moneymag.com.au" data-ogsc="">podcast@moneymag.com.au</a>

Crypto: risk vs reward

Feeling the financial pinch? Your money can do more for you!

Maybe it's time to make your money work smarter.

This week on Friends With Money, Michelle Baltazar chats with financial adviser and author of Insufficient Funds James Millard.

Grow your wealth and learn the secrets to making your money work harder, not the other way around.
The 4 Pillars of Financial Success 
Understanding Concessional vs. Non-Concessional Contributions
Why a Financial Advisor Can Be Your Best Friend

#friendswithmoney #michellebaltazar #jamesmillard #financialadvice

Listen on Apple Podcasts

Listen on Google Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: podcast@moneymag.com.au

Feeling the financial pinch? Your money can do more for you!
Maybe it's time to make your money work smarter.
This week on Friends With Money, Michelle Baltazar chats with financial adviser and author of Insufficient Funds James Millard.
Grow your wealth and learn the secrets to making your money work harder, not the other way around.
<ul>
<li>The 4 Pillars of Financial Success </li>
<li>Understanding Concessional vs. Non-Concessional Contributions</li>
<li>Why a Financial Advisor Can Be Your Best Friend</li>
</ul>
#friendswithmoney #michellebaltazar #jamesmillard #financialadvice
<a href="https://apple.co/3mV0Cbr">Listen on Apple Podcasts</a>
<a href="https://bit.ly/3qGfsoL">Listen on Google Podcasts</a>
<a href="https://spoti.fi/3fSPI2h">Listen on Spotify</a>
<a href="https://moneymag.com.au">Money Website</a>
<a href="https://www.youtube.com/playlist?list=PLrvCe5FhuuSn2KNn_oKLjDDH_Ls5rSQbz">YouTube Podcast Playlist</a>
Email Us: <a href="mailto:podcast@moneymag.com.au" data-ogsc="">podcast@moneymag.com.au</a>

Make your money work smarter!

Building wealth through investing is a gradual process – one that naturally comes with its fair share of success and setbacks.

This week on the Friends With Money podcast, Money's Tom Watson talks with financial educator and author Natasha Etschmann (@tashinvests) about her investment journey and the insights she’s gained along the way.
What made you want to get into investing?
Why did you decide to write How To Not Work Forever?
How do you find the money to invest?
What’s your view on paying off a mortgage vs investing in shares?
Are you a fan of dollar cost averaging or lump sum investing?
What are the investing mistakes you often see people make?

#friendswithmoney #tomwatson #natashaetschmann #investing

Listen on Apple Podcasts

Listen on Google Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: podcast@moneymag.com.au

Building wealth through investing is a gradual process – one that naturally comes with its fair share of success and setbacks.
This week on the Friends With Money podcast, Money's Tom Watson talks with financial educator and author Natasha Etschmann (@tashinvests) about her investment journey and the insights she’s gained along the way.
<ul>
<li>What made you want to get into investing?</li>
<li>Why did you decide to write How To Not Work Forever?</li>
<li>How do you find the money to invest?</li>
<li>What’s your view on paying off a mortgage vs investing in shares?</li>
<li>Are you a fan of dollar cost averaging or lump sum investing?</li>
<li>What are the investing mistakes you often see people make?</li>
</ul>
#friendswithmoney #tomwatson #natashaetschmann #investing
<a href="https://apple.co/3mV0Cbr">Listen on Apple Podcasts</a>
<a href="https://bit.ly/3qGfsoL">Listen on Google Podcasts</a>
<a href="https://spoti.fi/3fSPI2h">Listen on Spotify</a>
<a href="https://moneymag.com.au">Money Website</a>
<a href="https://www.youtube.com/playlist?list=PLrvCe5FhuuSn2KNn_oKLjDDH_Ls5rSQbz">YouTube Podcast Playlist</a>
Email Us: <a href="mailto:podcast@moneymag.com.au" data-ogsc="">podcast@moneymag.com.au</a>

Getting your first home loan

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