In this episode of The Financial Safari, Thomas Lipscomb joins Coach Pete D’Arruda, Gary Marriage, and Phil Graham for a practical conversation about what it really takes to retire with confidence.

The group discusses why rising interest rates, inflation, market volatility, and headline-driven anxiety can be especially stressful for retirees and pre-retirees—but also why those concerns are easier to manage when there is a written retirement plan in place. Coach Pete explains the purpose behind his 22-step Total Retirement Plan, including income planning, inflation protection, emergency accounts, Social Security timing, Medicare planning, tax strategies, and legacy considerations.

The conversation also explores the difference between building wealth and turning that wealth into a dependable retirement paycheck. Coach Pete, Gary, and Phil share why lifetime income, spouse protection, independent advice, and avoiding procrastination can make a major difference for families entering the financial red zone.

Listeners also learn how to access Coach Pete’s retirement resources, including the Total Retirement Plan guidebook and workbook, Tax Savvy Retirement, and the educational content available through Financial Safari and CoachPete.com.