In this episode of Financial Safari, Coach Pete and the team reveal how seemingly small investment fees can quietly compound into significant losses over time. They explain why understanding what you are paying—and balancing growth with protection—becomes increasingly important as retirement approaches.

The conversation also explores when it may make sense to lock in market gains, how to turn savings into dependable lifetime income, and why a successful retirement plan should provide enough confidence to enjoy life, support your family, and leave a meaningful legacy.