Financial Safari 57 SUN 4PM

Last Segment Out

In this episode of The Financial Safari, Thomas Lipscomb and Coach Pete D’Arruda discuss how retirees and pre-retirees can avoid turning temporary market volatility into permanent retirement damage.

Coach Pete explains the difference between paper gains, paper losses, and realized losses, and why money needed in the next five to ten years should not be sitting fully exposed to market risk. The conversation highlights key concepts from Coach Pete’s 22-Step Total Retirement Plan, including red, yellow, and green money; emergency accounts; GPI strategies; lifetime income; inflation protection; and the importance of having a written plan before retirement decisions become urgent.

The episode also covers common ways people lose money in retirement, including forced selling, poor Social Security timing, tax leakage, Medicare surcharges, non-traded REITs, scams, overconfidence, and relying on long-term money for short-term needs. Coach Pete also shares why the right plan can help retirees reduce worry, protect income, and still leave room for growth once the foundation is secure.

Listeners also learn how to access resources like TotalRetirementPlan.com, RetirementHelpCenter.com, and Coach Pete’s book The Seven Baby Steps to a Ridiculously Reliable Retirement Income.

In this episode of The Financial Safari, Thomas Lipscomb and Coach Pete D&rsquo;Arruda discuss how retirees and pre-retirees can avoid turning temporary market volatility into permanent retirement damage.
Coach Pete explains the difference between paper gains, paper losses, and realized losses, and why money needed in the next five to ten years should not be sitting fully exposed to market risk. The conversation highlights key concepts from Coach Pete&rsquo;s 22-Step Total Retirement Plan, including red, yellow, and green money; emergency accounts; GPI strategies; lifetime income; inflation protection; and the importance of having a written plan before retirement decisions become urgent.
The episode also covers common ways people lose money in retirement, including forced selling, poor Social Security timing, tax leakage, Medicare surcharges, non-traded REITs, scams, overconfidence, and relying on long-term money for short-term needs. Coach Pete also shares why the right plan can help retirees reduce worry, protect income, and still leave room for growth once the foundation is secure.
Listeners also learn how to access resources like TotalRetirementPlan.com, RetirementHelpCenter.com, and Coach Pete&rsquo;s book The Seven Baby Steps to a Ridiculously Reliable Retirement Income.

The mission of the Financial Safari is to equip you with the tools and knowledge that you need to successfully navigate through today's complex financial jungle. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.

Financial Safari with Coach Pete

The mission of the Financial Safari is to equip you with the tools and knowledge that you need to successfully navigate through today's complex financial jungle. Each week, Coach Pete and his guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.

The mission of the Financial Safari is to equip you with the tools and knowledge that you need to successfully navigate through today's complex financial jungle. Each week, Coach Pete and his guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.