In this episode of Financial Safari, Coach Pete and his team discuss essential topics related to retirement planning, including the importance of understanding healthcare risks, the role of life insurance, and the need for a comprehensive retirement income plan. They also address common financial scams and the significance of having a financial fill-up strategy to ensure a steady income throughout retirement. The conversation emphasizes the importance of education in navigating retirement planning and avoiding pitfalls such as IRS penalties. In this conversation, the hosts discuss various aspects of retirement planning, including the implications of life insurance, the importance of long-term care, and the need for strategic financial planning. They emphasize the significance of education and learning from past mistakes in financial decisions. The discussion also covers the risks associated with different investment strategies, likening them to financial monsters that can threaten retirement savings. The conversation concludes with a call to action for listeners to create a comprehensive retirement income plan.