Credit applications are declining and arrears are rising as interest rate hikes start to bite.

Melanie Cochrane, Australia / New Zealand CEO and Group Managing Director at Equifax, talks to Sean Aylmer about the trends she's seeing in the credit market, from buy now pay later to car loans.

Credit applications are declining and arrears are rising as interest rate hikes start to bite. Melanie Cochrane, Australia / New Zealand CEO and Group Managing Director at <a href="https://www.google.com/url?q=https://www.equifax.com.au/personal/&amp;sa=D&amp;source=calendar&amp;ust=1691835516365714&amp;usg=AOvVaw3ODpdZUIIAvIxxpniIrfd_">Equifax</a>, talks to Sean Aylmer about the trends she's seeing in the credit market, from buy now pay later to car loans.

Business news you can use. A daily business news podcast with journalists Sean Aylmer and Michael Thompson. Find out more at https://fearandgreed.com.au

Business news you can use. A daily business news podcast with journalists <a href="https://www.linkedin.com/in/sean-aylmer-9922068/" data-saferedirecturl="https://www.google.com/url?q=https://www.linkedin.com/in/sean-aylmer-9922068/&amp;source=gmail&amp;ust=1689199223540000&amp;usg=AOvVaw0wu3ezGEfBZFYspJbTTaYL">Sean Aylmer</a>&nbsp;and&nbsp;<a href="https://www.linkedin.com/in/mcwthompson/" data-saferedirecturl="https://www.google.com/url?q=https://www.linkedin.com/in/mcwthompson/&amp;source=gmail&amp;ust=1689199223540000&amp;usg=AOvVaw08pZ8jZ88rHJgCfbHkTr5k">Michael Thompson</a>.&nbsp;Find out more at&nbsp;<a href="https://protect-au.mimecast.com/s/7AmQCOMxmAtl5q0qiE-KY7?domain=fearandgreed.com.au/" data-saferedirecturl="https://www.google.com/url?q=https://protect-au.mimecast.com/s/7AmQCOMxmAtl5q0qiE-KY7?domain%3Dfearandgreed.com.au/&amp;source=gmail&amp;ust=1689199223540000&amp;usg=AOvVaw1DLq_FuqjEt3HC-ZK1704H">https://fearandgreed.com.au</a>

Fear and Greed is Australia's most popular business podcast.

FEAR & GREED | Business News

Business journalist Sean Aylmer talks to leaders about all things business in the Fear and Greed daily interview. 

Business journalist <a href="https://www.linkedin.com/in/sean-aylmer-9922068/">Sean Aylmer</a> talks to leaders about all things business in the <a href="https://fearandgreed.com.au/">Fear and Greed</a> daily interview.

Business journalist Sean Aylmer talks to leaders about all things business in Fear and Greed Interviews.

Fear and Greed Interviews

Daily business news for people who make their own decisions, with business journalist Sean Aylmer and Michael Thompson. Find out more at https://fearandgreed.com.au

Daily business news for people who make their own decisions, with business journalist <a href="https://www.linkedin.com/in/sean-aylmer-9922068/">Sean Aylmer</a> and <a href="https://www.linkedin.com/in/mcwthompson/">Michael Thompson</a>. Find out more at <a href="https://protect-au.mimecast.com/s/7AmQCOMxmAtl5q0qiE-KY7?domain=fearandgreed.com.au/">https://fearandgreed.com.au</a>

Interview: This data is the canary in the debt coal mine

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/dd52a97b-aa68-42ea-8680-b05700a9ef82/transcript

This is the Fear & Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes.


ASX closes lower


Budget nerves


ADF parachuting accident


Life360 tumbles


Starmer under pressure

Join our free daily newsletter here.

This is the&nbsp;<a href="https://fearandgreed.com.au/">Fear &amp; Greed</a> Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes.
<ol>
<li aria-level="1">
ASX closes lower
</li>
<li aria-level="1">
Budget nerves
</li>
<li aria-level="1">
ADF parachuting accident
</li>
<li aria-level="1">
Life360 tumbles
</li>
<li aria-level="1">
Starmer under pressure
</li>
</ol>
Join our <a href="https://fearandgreed.com.au/newsletter-signup">free daily newsletter here</a>.

Afternoon Report | BHP again number one

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/376dd5c0-4487-4147-b542-b448006fda6b/transcript

Tuesday 12 May 2026

CSL has shocked investors by writing down the value of its assets by $7 billion, one of the largest in Australian corporate history.
PM defends CGT changes
oOh!Media in bidding war
Super El Nino on the way
Beer drinking is back

Hit follow on the podcast so you don’t miss the latest news

Join our free daily newsletter here

And don’t miss the latest episode of How Do They Afford That? - how not to make your finances overly complicated. Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.

Tuesday 12 May 2026
CSL has shocked investors by writing down the value of its assets by $7 billion, one of the largest in Australian corporate history.
<ul>
<li aria-level="1">PM defends CGT changes</li>
<li aria-level="1">oOh!Media in bidding war</li>
<li aria-level="1">Super El Nino on the way</li>
<li aria-level="1">Beer drinking is back</li>
</ul>
Hit follow on the podcast so you don&rsquo;t miss the latest news
Join our free <a href="https://fearandgreed.com.au/newsletter-signup">daily newsletter here</a>
And don&rsquo;t miss the latest episode of&nbsp;<a href="https://fearandgreed.com.au/how-do-they-afford-that-sugar-mamma-canna-campbell/">How Do They Afford That?</a> - how not to make your finances overly complicated. Get the episode from <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">APPLE</a>,<a href="https://open.spotify.com/show/1EW5WRlRh7MovSBNkk6dG8?si=b2203ec2fa934a14"> SPOTIFY</a>, or anywhere you listen to podcasts.

CSL $7bn write-down; PM defends CGT changes; Beer is back

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/10daafef-c029-4a76-9526-b44700cb8401/transcript

Less than half of all Australian small businesses prioritise cybersecurity, and the vast majority – almost 80 per cent – lack a cyber response plan at all.

That’s according to new research commissioned by telco Optus, which suggests Australian SME’s are dangerously underprepared for a cyber attack.

Sean Aylmer speaks with cyber security expert Karissa Breen about how AI is changing the threat landscape, and the simple steps businesses can take immediately to reduce risk.

Less than half of all Australian small businesses prioritise cybersecurity, and the vast majority &ndash; almost 80 per cent &ndash; lack a cyber response plan at all.
That&rsquo;s according to new research commissioned by telco Optus, which suggests Australian SME&rsquo;s are dangerously underprepared for a cyber attack.
Sean Aylmer speaks with cyber security expert Karissa Breen about how AI is changing the threat landscape, and the simple steps businesses can take immediately to reduce risk.

AI-powered cyber attacks are increasing - and SMEs are underprepared

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/3aa8d347-7811-48c0-aad5-b44700cb81d7/transcript

Interview: This data is the canary in the debt coal mine

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