The last 18 months has seen property prices surge more than 25%, making it almost impossible for some to enter the market. It's even harder for those seen as 'undersirable' by the banks.

Pepper Money, a non-bank lender, is changing that story by making the market more accessible for all. Barry Saoud, Pepper Money's General Manager of Mortgage and Commercial Lending, explains how and gives his prediction for property prices as interests rates rise. 

Pepper Money is a supporter of Fear and Greed