The banks have rebounded well from the pandemic with revenues up, dividends up and the prospect of interest rates rising off the back of an unbelievable housing boom. But COVID-19 has drastically accelerated the fintech space and the competition is knocking at their door much sooner than expected.  

Tim Dring, EY Oceania's Banking and Capital Markets Leader, discusses their analysis of the banks' 2021 results and what's to come.