We're big supporters of financial advice at Fear & Greed - we believe everybody should use it. But the industry is still battling challenges relating to accessibility and affordability.

Andy Darroch, financial adviser and director of Independent Wealth Advice, talks to Sean Aylmer about why he believes the industry is 'broken' and how he thinks it can be fixed.

This is general information only and doesn't take into account your personal circumstances. You should seek professional advice before making investment decisions.