Listener Joshua asks: Where do banks get their money from? When you get a loan, where do they source the cash?

Join Sean Aylmer & Michael Thompson as they answer listener questions.

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Listener Joshua asks:&nbsp;Where do banks get their money from? When you get a loan, where do they source the cash? Join Sean Aylmer &amp; Michael Thompson as they answer listener questions. If you have your own question for Ask Fear &amp; Greed, get in touch via our&nbsp;<a href="https://www.google.com/url?q=http://fearandgreed.com.au&amp;sa=D&amp;source=calendar&amp;ust=1738712179286022&amp;usg=AOvVaw3qbeot6t5Ft6h6iN0-Cj-b">website</a>,&nbsp;<a href="https://www.google.com/url?q=https://www.linkedin.com/company/fear-and-greed&amp;sa=D&amp;source=calendar&amp;ust=1738712179286022&amp;usg=AOvVaw0mXTZ1Ado4UjNw6a_0uKff">LinkedIn</a>,&nbsp;<a href="https://www.google.com/url?q=https://www.instagram.com/fearandgreedpodcast/&amp;sa=D&amp;source=calendar&amp;ust=1738712179286022&amp;usg=AOvVaw2V_f3ro6PY3zRSs9W2vOK0">Instagram</a>&nbsp;or&nbsp;<a href="https://www.google.com/url?q=https://www.facebook.com/FearAndGreedPodcast&amp;sa=D&amp;source=calendar&amp;ust=1738712179286022&amp;usg=AOvVaw2hJfV3PP1UzZSwLg5VSKLJ">Facebook</a>!

Business news you can use. A daily business news podcast with journalists Sean Aylmer and Michael Thompson. Find out more at https://fearandgreed.com.au

Business news you can use. A daily business news podcast with journalists <a href="https://www.linkedin.com/in/sean-aylmer-9922068/" data-saferedirecturl="https://www.google.com/url?q=https://www.linkedin.com/in/sean-aylmer-9922068/&amp;source=gmail&amp;ust=1689199223540000&amp;usg=AOvVaw0wu3ezGEfBZFYspJbTTaYL">Sean Aylmer</a>&nbsp;and&nbsp;<a href="https://www.linkedin.com/in/mcwthompson/" data-saferedirecturl="https://www.google.com/url?q=https://www.linkedin.com/in/mcwthompson/&amp;source=gmail&amp;ust=1689199223540000&amp;usg=AOvVaw08pZ8jZ88rHJgCfbHkTr5k">Michael Thompson</a>.&nbsp;Find out more at&nbsp;<a href="https://protect-au.mimecast.com/s/7AmQCOMxmAtl5q0qiE-KY7?domain=fearandgreed.com.au/" data-saferedirecturl="https://www.google.com/url?q=https://protect-au.mimecast.com/s/7AmQCOMxmAtl5q0qiE-KY7?domain%3Dfearandgreed.com.au/&amp;source=gmail&amp;ust=1689199223540000&amp;usg=AOvVaw1DLq_FuqjEt3HC-ZK1704H">https://fearandgreed.com.au</a>

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Daily business news for people who make their own decisions, with business journalist Sean Aylmer and Michael Thompson. Find out more at https://fearandgreed.com.au

Daily business news for people who make their own decisions, with business journalist <a href="https://www.linkedin.com/in/sean-aylmer-9922068/">Sean Aylmer</a> and <a href="https://www.linkedin.com/in/mcwthompson/">Michael Thompson</a>. Find out more at <a href="https://protect-au.mimecast.com/s/7AmQCOMxmAtl5q0qiE-KY7?domain=fearandgreed.com.au/">https://fearandgreed.com.au</a>

Ask Fear & Greed: Where do banks get their money?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/3009da82-8fb8-4bf9-9483-b275018515f7/transcript

This is the Fear & Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes.


ASX down 0.5pc; CBA result


AGL warns on earnings


Tomago smelter set for bailout


Premier Investments cuts guidance


Trump confirms secret plane swap

Join our free daily newsletter here.

This is the&nbsp;<a href="https://fearandgreed.com.au/">Fear &amp; Greed</a> Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes.
<ol>
<li aria-level="1">
ASX down 0.5pc; CBA result
</li>
<li aria-level="1">
AGL warns on earnings
</li>
<li aria-level="1">
Tomago smelter set for bailout
</li>
<li aria-level="1">
Premier Investments cuts guidance
</li>
<li aria-level="1">
Trump confirms secret plane swap
</li>
</ol>
Join our&nbsp;<a href="https://fearandgreed.com.au/newsletter-signup">free daily newsletter here</a>.

Afternoon Report | ASX down 0.5pc

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/1236d4fb-1308-490d-8f63-b4a40070cb2d/transcript

Wednesday 12 August 2026

The Reserve Bank keeps interest rates on hold and warns house prices have further to fall. 
Australia complains to the US about new tariffs
The government buys bird flu vaccinations
Work sneakers are out, dress shoes are back in
How Australians spend their time, and streaming is a big part of it

 

Hit follow on the podcast so you don’t miss the latest news, and join our free daily newsletter here. 

 

And don’t miss the latest episode of How Do They Afford That?, exploring margin loans for investing. Get the episode from Apple, Spotify or anywhere you listen to podcasts.

Wednesday 12 August 2026
The Reserve Bank keeps interest rates on hold and warns house prices have further to fall.&nbsp;
<ul>
<li aria-level="1">Australia complains to the US about new tariffs</li>
<li aria-level="1">The government buys bird flu vaccinations</li>
<li aria-level="1">Work sneakers are out, dress shoes are back in</li>
<li aria-level="1">How Australians spend their time, and streaming is a big part of it</li>
</ul>
&nbsp;
Hit follow on the podcast so you don&rsquo;t miss the latest news, and join our free <a href="https://fearandgreed.com.au/newsletter-signup">daily newsletter here</a>.&nbsp;
&nbsp;
And don&rsquo;t miss the latest episode of <a href="https://fearandgreed.com.au/how-do-they-afford-that-sugar-mamma-canna-campbell/">How Do They Afford That?</a>, exploring margin loans for investing. Get the episode from <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Apple</a>, <a href="https://open.spotify.com/show/1EW5WRlRh7MovSBNkk6dG8?si=b2203ec2fa934a14">Spotify</a> or anywhere you listen to podcasts.

RBA: house prices to fall; govt complains to US over tariffs; how we spend our time

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/0585e919-9d9d-4e50-b451-b4a300c475ca/transcript

The Reserve Bank has left interest rates unchanged at 4.35 per cent, but the message from Governor Michele Bullock was hardly reassuring for borrowers. Despite softer inflation and a cooling housing market, the RBA is still warning that rates could need to rise again.

Sean Aylmer speaks with AMP Deputy Chief Economist Diana Mousina about why the decision was a “hawkish hold”, what could trigger another rate rise, why the RBA isn’t particularly worried about falling house prices, and the productivity problem it can’t fix.

The Reserve Bank has left interest rates unchanged at 4.35 per cent, but the message from Governor Michele Bullock was hardly reassuring for borrowers. Despite softer inflation and a cooling housing market, the RBA is still warning that rates could need to rise again. Sean Aylmer speaks with AMP Deputy Chief Economist Diana Mousina about why the decision was a &ldquo;hawkish hold&rdquo;, what could trigger another rate rise, why the RBA isn&rsquo;t particularly worried about falling house prices, and the productivity problem it can&rsquo;t fix.

Q+A: RBA holds, but this economist says another hike is still coming

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/bd0e8eea-07df-4c85-8689-b4a300c473ad/transcript

Ask Fear & Greed: Where do banks get their money?

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