As a nation, we, South Africans, typically save less than many other countries. We have high levels of debt and many of us are simply not sufficiently prepared for retirement. There may be many causes of this, and poor financial choices and behaviours are contributing to this situation. In this evening’ part 3 session of Financial Matters, we continue the discussion on learning the ABC’s of being fnanacially healthy. And Dr Frank Magwegwe, Head of Financial Wellness and Advisory at Nedbank and GIBS faculty member joins us this evening.