Welcome to our special Workers' Day edition of Financial Matters! Today, as we celebrate Workers' Day, we honor the diligence and dedication of millions of working South Africans by digging into the intricacies of personal finance. In the spirit of the holiday, we are joined by a representative voice, an administrator from a university, who embodies the experiences and challenges of managing finances while navigating the demands of their profession. Together, we’ll explore their personal finance journey—discussing everything from early influences on their financial decisions to the hurdles of debt management and planning for retirement. As usual, our conversation aims to provide practical insights and inspiration, empowering you, our listeners, to take control of your financial future. Join us as we ask our guest to share their wisdom and lessons learned on their  financial health journey. As usual Dr Frank Magwegwe, Head of Financial Wellness and Advisory at Nedbank and GIBS faculty member, also will be joining us on this discussion.