The Goal of Estate Planning

Build a powerful, productive posterity!

A tale of two sisters

Designing a Logical Plan

Educate

Generational Wealth Strategies

Sustainable Legal Solutions

Safe Money Corner: Incorporating Safe Investme

Incorporating Charitable Giving

Estate Planning Solutions Suite and Analysis

EPIC: Estate Planning Individually Centered

A Revocable Living Trust vs. a will

Make love and harmony, not hate and envy

Fiasco plans: Prince, Aretha, Diane Feinstein

In this podcast, I, David T. Phillips, CEO of Estate Planning Specialists, reveal the number one estate planning mistake. I also share the strategy you can implement to avoid that mistake. I highlight the significance of properly planning your estate to prevent negative emotions like anger, jealousy, and hate among family members at a time when we want unity, love and respect. I also mention the resources available, such as my books, reports and our monthly newsletter, Generational Wealth Strategies, which provide valuable insights on how to do it right and do it easy.

The primary goal of this podcast and the existence of my firm, Estate Planning Specialists, is to help you create a powerful, productive posterity.

Learn more: 
* Estate Planning Made Easy website
* The 10 Most Common Estate Planning Mistakes, 4th Edition, by David T. Phillips
* Generational Wealth Strategies newsletter

Contact:
* Estate Planning Specialists at 888-892-1102
* The Durfee Law Group at 480 324-8000

Receive a 50% discount on all our books and reports (not the Analysis) using the discount code EPMEZ when you go to shop.epmez.com

In this podcast, I, David T. Phillips, CEO of Estate Planning Specialists, reveal the number one estate planning mistake. I also share the strategy you can implement to avoid that mistake. I highlight the significance of properly planning your estate to prevent negative emotions like anger, jealousy, and hate among family members at a time when we want unity, love and respect. I also mention the resources available, such as my books, reports and our monthly newsletter, Generational Wealth Strategies, which provide valuable insights on how to do it right and do it easy.
The primary goal of this podcast and the existence of my firm, Estate Planning Specialists, is to help you create a powerful, productive posterity.
Learn more:  * <a href="https://epmez.com/">Estate Planning Made Easy</a> website * <a href="https://shop.epmez.com/products/the-10-most-common-estate-planning-mistakes-and-how-to-avoid-them-4th-edition">The 10 Most Common Estate Planning Mistakes, 4th Edition</a>, by David T. Phillips * <a href="https://www.generationalwealthnewsletter.com/offer/generational-wealth-retirement-and-estate-survive/?source=GWRES30&amp;step=2">Generational Wealth Strategies</a> newsletter
Contact: * Estate Planning Specialists at 888-892-1102 * The Durfee Law Group at 480 324-8000
Receive a 50% discount on all our books and reports (not the Analysis) using the discount code EPMEZ when you go to <a href="https://shop.epmez.com/">shop.epmez.com</a>

Estate Planning Made Easy, is a podcast hosted by David T. Phillips, CEO of Estate Planning Specialists. With 52 years of estate planning experience, David is recognized nationally as “the source” when it comes to proper estate planning. David has been a featured speaker at a multitude of investment conferences around the globe and a guest on national television including CNN, Fox News, CNBC and Bloomberg. He and his firm are continually recommended by financial newsletter gurus such as Mark Skousen, Forecasts & Strategies, Robert Carlson, Retirement Watch, Dr. David Eifrig, Retirement Millionaire.

With his vast knowledge and experience, each Wednesday, David will share key insights on how to build a powerful, productive posterity through proper estate planning. Archaeologists have proven that the ancient Egyptians were wrong: we can’t take it with us. We all need to have a proper transfer plan in place. David will weekly expose the best strategies, top secrets and tools that will allow you to keep your wealth in the family. In 1994, David, wrote the best-selling book, Estate Planning Made Easy. Thirty years later it is the theme of his new podcast. While the task can seem somewhat daunting and intimidating, estate planning can actually be easy if you know the “how to’s” and the “why’s.” 

Tune in each Wednesday for a new episode of Estate Planning Made Easy with your host David T. Phillips.

Main website link: https://epmez.com
YouTube Channel Link: https://www.youtube.com/@estateplanningspecialists2789
Store link: https://shop.epmez.com/
GWS Newsletter Sign-up Link: https://shorturl.at/zHJOZ

Estate Planning Made Easy, is a podcast hosted by David T. Phillips, CEO of Estate Planning Specialists. With 52 years of estate planning experience, David is recognized nationally as “the source” when it comes to proper estate planning. David has been a featured speaker at a multitude of investment conferences around the globe and a guest on national television including CNN, Fox News, CNBC and Bloomberg. He and his firm are continually recommended by financial newsletter gurus such as Mark Skousen, Forecasts &amp; Strategies, Robert Carlson, Retirement Watch, Dr. David Eifrig, Retirement Millionaire.
With his vast knowledge and experience, each Wednesday, David will share key insights on how to build a powerful, productive posterity through proper estate planning. Archaeologists have proven that the ancient Egyptians were wrong: we can’t take it with us. We all need to have a proper transfer plan in place. David will weekly expose the best strategies, top secrets and tools that will allow you to keep your wealth in the family. In 1994, David, wrote the best-selling book, Estate Planning Made Easy. Thirty years later it is the theme of his new podcast. While the task can seem somewhat daunting and intimidating, estate planning can actually be easy if you know the “how to’s” and the “why’s.” 
Tune in each Wednesday for a new episode of Estate Planning Made Easy with your host David T. Phillips.
Main website link: <a href="https://epmez.com/" data-saferedirecturl="https://www.google.com/url?q=https://epmez.com&amp;source=gmail&amp;ust=1709737504106000&amp;usg=AOvVaw0qALRXTJVyOinBloImKnxF">https://epmez.com</a> YouTube Channel Link: <a href="https://www.youtube.com/@estateplanningspecialists2789" data-saferedirecturl="https://www.google.com/url?q=https://www.youtube.com/@estateplanningspecialists2789&amp;source=gmail&amp;ust=1709737504106000&amp;usg=AOvVaw1nzSPsC1Y_nXu8iCUYcPNA">https://www.youtube.com/@estateplanningspecialists2789</a> Store link: <a href="https://shop.epmez.com/" data-saferedirecturl="https://www.google.com/url?q=https://shop.epmez.com/&amp;source=gmail&amp;ust=1709737504106000&amp;usg=AOvVaw1SjDCRxiUlsGjJOeW8TOYs">https://shop.epmez.com/</a> GWS Newsletter Sign-up Link: <a href="https://shorturl.at/zHJOZ" data-saferedirecturl="https://www.google.com/url?q=https://shorturl.at/zHJOZ&amp;source=gmail&amp;ust=1709737504106000&amp;usg=AOvVaw0pwzLkGPEVthRyd7l4olm2">https://shorturl.at/zHJOZ</a>

Estate Planning Made Easy

In this podcast, I, David T. Phillips, CEO of Estate Planning Specialists, reveal the number one estate planning mistake. I also share the strategy you can implement to avoid that mistake. I highlight the significance of properly planning your estate to prevent negative emotions like anger, jealousy, and hate among family members at a time when we want unity, love and respect. I also mention the resources available, such as my books, reports and our monthly newsletter, Generational Wealth Strategies, which provide valuable insights on how to do it right and do it easy.   The primary goal of this podcast and the existence of my firm, Estate Planning Specialists, is to help you create a powerful, productive posterity.

What is the number one most common estate planning mistake and how to avoid it?

In today’s podcast, David Phillips discusses the blessing and the curse of building and leaving your Qualified Accounts, like your IRA or 401k to your children and grandchildren. While our goal is to build security for our future retirement, there is such thing as too much. By leaving our Qualified money to our heirs we are simply subjecting them to a greater tax on their income as well as on the Qualified money you leave them.

The 2020 SECURE Act eliminated the Stretch IRA and introduced the onerous “10-Year-Rule.” All inherited Qualified Accounts must be distributed and cleaned out 10 years from the passing of the surviving spouse. In Part 1 of the series of Qualified Account distributions, David will not only discuss the new rules of engagement, but he will also share key strategies that you can implement to help mitigate this huge tax liability.

Chapters:

01:30 – One of the most common and most destructive estate planning mistakes is to NOT plan for the proper distribution of your Qualified Accounts to your children and grandchildren.
02:15 – The number one enemy of retirement is longevity. Living too long can stress our assets so much that we eventually run out of money.
03:00 – Another enemy to our retirement savings is taxes. Since Qualified Accounts like an IRA have never been taxed, when we, or our beneficiaries touch even a dime, income taxes are levied at the tax bracket of the recipient.
04:45 – The US government plans on using “off balance sheet assets,” like cash in Qualified Accounts to pay off the $32 trillion deficient.  
06:00 – Introducing The 2020 SECURE Act – The Tax Bomb set to evaporate 50% of your Qualified Accounts and disinherit your children and grandchildren.
07:00 – The SECURE Act eliminated the Stretch IRA. The Bombshell Battle Plan, Special Report explains the rules as well as way to navigate the perils of leaving Qualified money to your children. It is available at www.shop.epmez.com
09:00 – Required Minimum Distributions (RMD) now begin at age 73. Distributions are required from age 73 until the account is run dry. If there is any left and the children inherit it, they will have to take distributions based on the same RMD table as the grantor.
10:00 – How to mitigate this forced income tax? Spend it, convert it to a Roth IRA, give it to charity, and/or create a Tax-Free Wealth Creation Strategy with a permanent life insurance policy.
16:00 – Don’t disinherit your family. Go on the offensive and read The Bombshell Battle Plan special report.
17:30 – Wealth Creation through the Discounted Dollar Strategy.  Take a few dimes today to create guaranteed dollars for tomorrow to pay the taxes.
18:00 – More insights and solutions in the next episode.

Learn more:
Estate Planning Made Easy website
shop.empez.com, use discount code: EPMEZ  to receive a 50% discount
The 10 Most Common Estate Planning Mistakes, 4th Edition, by David T. Phillips
The Bombshell Battle Plan: How to Defend Against the IRS Secret Weapon, at shop.epmez.com
Generational Wealth Strategies newsletter

Contact:
    •    Estate Planning Specialists at 888-892-1102
    •    The Durfee Law Group at 480 324-8000

In today’s podcast, David Phillips discusses the blessing and the curse of building and leaving your Qualified Accounts, like your IRA or 401k to your children and grandchildren. While our goal is to build security for our future retirement, there is such thing as too much. By leaving our Qualified money to our heirs we are simply subjecting them to a greater tax on their income as well as on the Qualified money you leave them.
The 2020 SECURE Act eliminated the Stretch IRA and introduced the onerous “10-Year-Rule.” All inherited Qualified Accounts must be distributed and cleaned out 10 years from the passing of the surviving spouse. In Part 1 of the series of Qualified Account distributions, David will not only discuss the new rules of engagement, but he will also share key strategies that you can implement to help mitigate this huge tax liability.
Chapters:
01:30 – One of the most common and most destructive estate planning mistakes is to NOT plan for the proper distribution of your Qualified Accounts to your children and grandchildren. 02:15 – The number one enemy of retirement is longevity. Living too long can stress our assets so much that we eventually run out of money. 03:00 – Another enemy to our retirement savings is taxes. Since Qualified Accounts like an IRA have never been taxed, when we, or our beneficiaries touch even a dime, income taxes are levied at the tax bracket of the recipient. 04:45 – The US government plans on using “off balance sheet assets,” like cash in Qualified Accounts to pay off the $32 trillion deficient.   06:00 – Introducing The 2020 SECURE Act – The Tax Bomb set to evaporate 50% of your Qualified Accounts and disinherit your children and grandchildren. 07:00 – The SECURE Act eliminated the Stretch IRA. The Bombshell Battle Plan, Special Report explains the rules as well as way to navigate the perils of leaving Qualified money to your children. It is available at www.shop.epmez.com 09:00 – Required Minimum Distributions (RMD) now begin at age 73. Distributions are required from age 73 until the account is run dry. If there is any left and the children inherit it, they will have to take distributions based on the same RMD table as the grantor. 10:00 – How to mitigate this forced income tax? Spend it, convert it to a Roth IRA, give it to charity, and/or create a Tax-Free Wealth Creation Strategy with a permanent life insurance policy. 16:00 – Don’t disinherit your family. Go on the offensive and read The Bombshell Battle Plan special report. 17:30 – Wealth Creation through the Discounted Dollar Strategy.  Take a few dimes today to create guaranteed dollars for tomorrow to pay the taxes. 18:00 – More insights and solutions in the next episode.
Learn more:
<ul>
<li><a href="https://epmez.com/">Estate Planning Made Easy</a> website</li>
<li>shop.empez.com, use discount code: EPMEZ  to receive a 50% discount</li>
</ul>
<ul>
<li><a href="https://shop.epmez.com/products/the-10-most-common-estate-planning-mistakes-and-how-to-avoid-them-4th-edition">The 10 Most Common Estate Planning Mistakes</a>, 4th Edition, by David T. Phillips</li>
<li>The Bombshell Battle Plan: How to Defend Against the IRS Secret Weapon, at shop.epmez.com</li>
<li><a href="https://www.generationalwealthnewsletter.com/offer/generational-wealth-retirement-and-estate-survive/?source=GWRES30&amp;step=2">Generational Wealth Strategies</a> newsletter<a href="https://www.generationalwealthnewsletter.com/offer/generational-wealth-retirement-and-estate-survive/?source=GWRES30&amp;step=2"></a></li>
</ul>
Contact:     •    Estate Planning Specialists at 888-892-1102     •    The Durfee Law Group at 480 324-8000

In today’s podcast, David Phillips discusses the blessing and the curse of building and leaving your Qualified Accounts, like your IRA or 401k to your children and grandchildren. While our goal is to build security for our future retirement, there is such thing as too much. By leaving our Qualified money to our heirs we are simply subjecting them to a greater tax on their income as well as on the Qualified money you leave them. The 2020 SECURE Act eliminated the Stretch IRA and introduced the onerous “10-Year-Rule.” All inherited Qualified Accounts must be distributed and cleaned out 10 years from the passing of the surviving spouse. In Part 1 of the series of Qualified Account distributions, David will not only discuss the new rules of engagement, but he will also share key strategies that you can implement to help mitigate this huge tax liability.

Estate Planning Mistake 7: Improperly Planing Distribution of Retirement Accounts

In this episode David Phillips, CEO of Estate Planning Specialists shares some exciting investor news. First he tells the story of his Aunt Mary, who had to “spend down” her meager assets so she could qualify for Medicaid, leaving no inheritance for her family. There is a new Return of Premium Long Term Care Plan that is providing 10% more in monthly TAX FREE Indemnity Benefit than the current champion. For example, a 60 year old with a $1 deposit immediately has $5 available for care, growing to $7 at age 70 and $10 at age 80, (a transfer $100k = $500,000 in Long Term Care Benefit immediately, which grows to $700,000 in benefit in 10 years).

The most exciting news of this announcement is that no medical exam or qualifying interview are required if you apply between ages 40 and 65. If you are healthy with a clean medical background, you can be approved within 24 hours! Go to ROPLTC.com or epmez.com and order a personal example on how the plan would work for you and your family. Or order the undated Return of Premium LTC for free by using the discount code CLIENT at shop.epmez.com.

Chapters:

0:00 – Will announce a breakthrough in the world of Long-Term Care
0:30 - The story of Aunt Mary
2:30 – Aunt Mary’s goal in life was to leave a financial legacy to my Mother and Aunt – Because she had to “spend down” her meager assets so she could qualify for Medicaid, the results were sadly there was no money left for anyone.
3:30 – 72% probability that if we are over 65 we WILL experience a long term medical event
4:00 – Introduction of a brand-new Return of Premium LTC Plan with benefit 10% more than the current champion
6:15 – With this ROP LTC plan a 60-year-old repositions $1 deposit from your right pocket to your left pocket, it immediately increases to $5, for care.
8:15 – At age 70, the $1 increases to $7 because of the 3% inflation rider.  At age 80, or 20 years, a 60-year old’s $1 grows to $10!
9:30 – The monthly Long Term Care benefit is paid out as a Cash Indemnity TAX FREE monthly benefit.
10:15 – If you don’t trigger the LTC monthly benefit and you pass away, your beneficiaries will receive all of your deposit, plus a multiple of that deposit ($100,000 deposit = $170,000).
10:45 – ROP LTC is still an asset on your balance sheet – not a “use it or lose it proposition.”
12:00 – Order ROP LTC Special report at shop.epmez.com, use the discount code CLIENT to receive the report at no cost.
14:00 – Go to ROPLTC.com, or empez.com and order a personal example on how the plan would work for you and your family
14:30 – Most exciting part:  No medical exam or qualifying interview if you apply between ages 40 and 65.  If you are healthy with a clean medical background, you can be approved within 24 hours!
15:30 – The new ROP LTC plan is available up to age 76 if you are moderately healthy and have a cognitive interview
16:30 – Order the undated Special Report at shop.epmez.com, use the discount code CLIENT
17:00 – Next episode – How to plan the proper distribution of your IRA to the next generation.

Learn more:
Estate Planning Made Easy website
shop.empez.com, use discount code: EPMEZ  to receive a 50% discount
The 10 Most Common Estate Planning Mistakes, 4th Edition, by David T. Phillips
Generational Wealth Strategies newsletter

Contact:
    •    Estate Planning Specialists at 888-892-1102
    •    The Durfee Law Group at 480 324-8000

In this episode David Phillips, CEO of Estate Planning Specialists shares some exciting investor news. First he tells the story of his Aunt Mary, who had to “spend down” her meager assets so she could qualify for Medicaid, leaving no inheritance for her family. There is a new Return of Premium Long Term Care Plan that is providing 10% more in monthly TAX FREE Indemnity Benefit than the current champion. For example, a 60 year old with a $1 deposit immediately has $5 available for care, growing to $7 at age 70 and $10 at age 80, (a transfer $100k = $500,000 in Long Term Care Benefit immediately, which grows to $700,000 in benefit in 10 years).
The most exciting news of this announcement is that no medical exam or qualifying interview are required if you apply between ages 40 and 65. If you are healthy with a clean medical background, you can be approved within 24 hours! Go to ROPLTC.com or epmez.com and order a personal example on how the plan would work for you and your family. Or order the undated Return of Premium LTC for free by using the discount code CLIENT at shop.epmez.com.
Chapters:
0:00 – Will announce a breakthrough in the world of Long-Term Care 0:30 - The story of Aunt Mary 2:30 – Aunt Mary’s goal in life was to leave a financial legacy to my Mother and Aunt – Because she had to “spend down” her meager assets so she could qualify for Medicaid, the results were sadly there was no money left for anyone. 3:30 – 72% probability that if we are over 65 we WILL experience a long term medical event 4:00 – Introduction of a brand-new Return of Premium LTC Plan with benefit 10% more than the current champion 6:15 – With this ROP LTC plan a 60-year-old repositions $1 deposit from your right pocket to your left pocket, it immediately increases to $5, for care. 8:15 – At age 70, the $1 increases to $7 because of the 3% inflation rider.  At age 80, or 20 years, a 60-year old’s $1 grows to $10! 9:30 – The monthly Long Term Care benefit is paid out as a Cash Indemnity TAX FREE monthly benefit. 10:15 – If you don’t trigger the LTC monthly benefit and you pass away, your beneficiaries will receive all of your deposit, plus a multiple of that deposit ($100,000 deposit = $170,000). 10:45 – ROP LTC is still an asset on your balance sheet – not a “use it or lose it proposition.” 12:00 – Order ROP LTC Special report at shop.epmez.com, use the discount code CLIENT to receive the report at no cost. 14:00 – Go to ROPLTC.com, or empez.com and order a personal example on how the plan would work for you and your family 14:30 – Most exciting part:  No medical exam or qualifying interview if you apply between ages 40 and 65.  If you are healthy with a clean medical background, you can be approved within 24 hours! 15:30 – The new ROP LTC plan is available up to age 76 if you are moderately healthy and have a cognitive interview 16:30 – Order the undated Special Report at shop.epmez.com, use the discount code CLIENT 17:00 – Next episode – How to plan the proper distribution of your IRA to the next generation.
Learn more:
<ul>
<li><a href="https://epmez.com/">Estate Planning Made Easy</a> website</li>
<li>shop.empez.com, use discount code: EPMEZ  to receive a 50% discount</li>
</ul>
<ul>
<li><a href="https://shop.epmez.com/products/the-10-most-common-estate-planning-mistakes-and-how-to-avoid-them-4th-edition">The 10 Most Common Estate Planning Mistakes</a>, 4th Edition, by David T. Phillips</li>
<li><a href="https://www.generationalwealthnewsletter.com/offer/generational-wealth-retirement-and-estate-survive/?source=GWRES30&amp;step=2">Generational Wealth Strategies</a> newsletter<a href="https://www.generationalwealthnewsletter.com/offer/generational-wealth-retirement-and-estate-survive/?source=GWRES30&amp;step=2"></a></li>
</ul>
Contact:     •    Estate Planning Specialists at 888-892-1102     •    The Durfee Law Group at 480 324-8000

In this episode Estate Planning Specialists CEO David Phillips shares some exciting investor news. First he tells the story of his Aunt Mary, who had to “spend down” her meager assets so she could qualify for Medicaid, leaving no inheritance for her family. There is a new Return of Premium Long Term Care Plan that provides 10% more in monthly TAX FREE Indemnity Benefit than the current champion. For example, a 60 year old with a $1 deposit immediately has $5 available for care, growing to $7 at age 70 and $10 at age 80. Go to ROPLTC.com or epmez.com and order a personal example on how the plan would work for you and your family.

How to Leverage $1 today and create $10 for your care later in life!

In this podcast, David Phillips continues his discussion about wealth strategies and retirement savings with Todd Phillips, the author of the book "The Future Retirement Savings." Together they show you how to protect your estate from investment loss and market risk, discussing how you can avoid one of the main Longevity Risks, which is running out of money. They cover important topics such as creating guaranteed lifetime income, fool proof your investments by investing in safe money vehicles that allow you to participate only in the upside of the market, with zero market risk, and how to earn an upfront deposit bonus of 8%.


Chapters:
0:00 – Using permanent life insurance to guarantee your posterity an inheritance, no matter how the markets perform, how much you spend or the taxation laws of the day.
1:00 – Introduction of Todd Phillips, co-author of Generational Wealth Strategies Newsletter – Safe Money Corner and Best of the Month columns. (see show notes)
2:00 – How to end up a winner at the Blackjack table: TAKE SOME CHIPS OFF THE TABLE
3:50 – What is “Safe Money Investing?” – Todd Phillips
4:00 – Guaranteed lifetime return of at least 5%
5:50 – Todd’s book The Future of Retirement Savings (Guaranteed Income: How to Lock in Double-Digit Returns for the Rest of Your Life).
7:00 – What is an Indexed Annuity?
8:10 – Indexed Annuity – Use a stock market index as your interest market, but not actually investing in the index. When it is negative – you get zero interest for the earnings period, with no loss to your previous gains.
11:50 – Difference between income return and walkaway return. Todd: “If something sounds too good to be true, it usually is!”
12:10 – Indexed Annuities – behind the scenes!
14:10 – Todd’s favorite Indexed Annuity today, $100,000 deposit gets an 8% upfront deposit bonus = $108,000 total deposit.
15:58 – Worry Free Income For Life Annuity - 65 year old couple deposits $1 million = $111,000 a year guaranteed income for life if they wait 5 years to begin taking income. Will double if either couple has a Long Term Care event.
18:10 – Staff trained to help clients find “safe money” opportunities. Call 1-888-892-1102
18:40 – Generational Wealth Strategies newsletter – Best of the Month – A Unicorn

Learn more 
Estate Planning Made Easy website
shop.empez.com, use discount code: EPMEZ  to receive a 50% discount
The 10 Most Common Estate Planning Mistakes, 4th Edition, by David T. Phillips
Generational Wealth Strategies newsletter
Todd’s Safe Money Corner: Best of the Month column
ROPLTC.com website for information specific to Return of Premium LTC (ROP LTC).  
After LCS Financial Snapshot chart
Call 888-892-1102 to preorder Todd Phillips’ new book: Guaranteed Income: How to Lock in Double-Digit Returns for the Rest of Your Life, www.shop.epmez.com

Contact:
    •    Estate Planning Specialists at 888-892-1102
    •    The Durfee Law Group at 480 324-8000

In this podcast, David Phillips continues his discussion about wealth strategies and retirement savings with Todd Phillips, the author of the book "The Future Retirement Savings." Together they show you how to protect your estate from investment loss and market risk, discussing how you can avoid one of the main Longevity Risks, which is running out of money. They cover important topics such as creating guaranteed lifetime income, fool proof your investments by investing in safe money vehicles that allow you to participate only in the upside of the market, with zero market risk, and how to earn an upfront deposit bonus of 8%.
 Chapters: 0:00 – Using permanent life insurance to guarantee your posterity an inheritance, no matter how the markets perform, how much you spend or the taxation laws of the day. 1:00 – Introduction of Todd Phillips, co-author of Generational Wealth Strategies Newsletter – Safe Money Corner and Best of the Month columns. (see show notes) 2:00 – How to end up a winner at the Blackjack table: TAKE SOME CHIPS OFF THE TABLE 3:50 – What is “Safe Money Investing?” – Todd Phillips 4:00 – Guaranteed lifetime return of at least 5% 5:50 – Todd’s book The Future of Retirement Savings (Guaranteed Income: How to Lock in Double-Digit Returns for the Rest of Your Life). 7:00 – What is an Indexed Annuity? 8:10 – Indexed Annuity – Use a stock market index as your interest market, but not actually investing in the index. When it is negative – you get zero interest for the earnings period, with no loss to your previous gains. 11:50 – Difference between income return and walkaway return. Todd: “If something sounds too good to be true, it usually is!” 12:10 – Indexed Annuities – behind the scenes! 14:10 – Todd’s favorite Indexed Annuity today, $100,000 deposit gets an 8% upfront deposit bonus = $108,000 total deposit. 15:58 – Worry Free Income For Life Annuity - 65 year old couple deposits $1 million = $111,000 a year guaranteed income for life if they wait 5 years to begin taking income. Will double if either couple has a Long Term Care event. 18:10 – Staff trained to help clients find “safe money” opportunities. Call 1-888-892-1102 18:40 – Generational Wealth Strategies newsletter – Best of the Month – A Unicorn   Learn more 
<ul>
<li><a href="https://epmez.com/">Estate Planning Made Easy</a> website</li>
<li>shop.empez.com, use discount code: EPMEZ  to receive a 50% discount</li>
</ul>
<ul>
<li><a href="https://shop.epmez.com/products/the-10-most-common-estate-planning-mistakes-and-how-to-avoid-them-4th-edition">The 10 Most Common Estate Planning Mistakes</a>, 4th Edition, by David T. Phillips</li>
<li><a href="https://www.generationalwealthnewsletter.com/offer/generational-wealth-retirement-and-estate-survive/?source=GWRES30&amp;step=2">Generational Wealth Strategies</a> newsletter<a href="https://www.generationalwealthnewsletter.com/offer/generational-wealth-retirement-and-estate-survive/?source=GWRES30&amp;step=2"></a></li>
<li>Todd’s <a href="https://answersforelders.com/wp-content/uploads/2024/06/Generational_Wealth_Strategies_June24_Best_of_the_Month.pdf">Safe Money Corner: Best of the Month column</a></li>
<li>ROPLTC.com website for information specific to Return of Premium LTC (ROP LTC).  </li>
<li><a href="https://answersforelders.com/wp-content/uploads/2024/05/After_LCS_Financial_Snapshot_Chart_8MAY24.jpg">After LCS Financial Snapshot chart</a></li>
<li>Call 888-892-1102 to preorder Todd Phillips’ new book: Guaranteed Income: How to Lock in Double-Digit Returns for the Rest of Your Life, <a href="http://www.shop.epmez.com">www.shop.epmez.com</a></li>
</ul>
Contact:     •    Estate Planning Specialists at 888-892-1102     •    The Durfee Law Group at 480 324-8000

In this podcast, David Phillips continues his discussion about wealth strategies and retirement savings with Todd Phillips, the author of the book "The Future Retirement Savings." Together they show you how to protect your estate from investment loss and market risk, discussing how you can avoid one of the main Longevity Risks, which is running out of money. They cover important topics such as creating guaranteed lifetime income, fool proof your investments by investing in safe money vehicles that allow you to participate only in the upside of the market, with zero market risk, and how to earn an upfront deposit bonus of 8%.

Estate Planning Mistake #7 continued: Estate shrinkage due to investment losses. How to insulate your wealth from all risk and guarantee an inheritance. Special guest: Todd Phillips, President of Estate Planning Specialists

What is the number one most common estate planning mistake and how to avoid it?

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Estate Planning Made Easy

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