In this thought-provoking clip of *Black Out with Ian & Rashad*, Rashad Bilal and Ian Dunlap break down Donald Trump’s headline-grabbing proposal for a 50-year mortgage. Would a mortgage plan stretching across half a century actually help homebuyers—or is it just another win for the banks? Rashad and Ian don’t just debate the policy; they get real about how most Americans use their homes, why people rarely stay the full 30 years, and how monthly payments might change with a longer loan term. Rashad argues there’s a strategy here: use a lower monthly payment to get a foot in the door, build equity, and plan your exit from day one. Ian, meanwhile, gets straight to the point: these mortgage products are designed to benefit the banks, not the buyers—and without discipline, most folks won’t invest their savings but instead boost their lifestyle spending. The conversation weaves through home appreciation, investing strategies, and why every homeowner needs an exit plan before they even move in. Whether you’re thinking about buying, already own a home, or just want to know how today’s policies might affect your wallet, don’t miss this honest, practical take. Hit play, and join the discussion! Would you take a 50-year mortgage if it meant you could afford the home you really want? Or is it a wealth-building pitfall? Let us know your thoughts in the comments. *Hashtags:* #RealEstate#TrumpMortgage#BlackOutPodcast#RashadBilal#IanDunlap#PersonalFinance#WealthBuilding#HomeOwnership#MortgageTips#FinancialLiteracy

<p>In this thought-provoking clip of *Black Out with Ian &amp; Rashad*, Rashad Bilal and Ian Dunlap break down Donald Trump&rsquo;s headline-grabbing proposal for a 50-year mortgage. Would a mortgage plan stretching across half a century actually help homebuyers&mdash;or is it just another win for the banks? Rashad and Ian don&rsquo;t just debate the policy; they get real about how most Americans use their homes, why people rarely stay the full 30 years, and how monthly payments might change with a longer loan term. Rashad argues there&rsquo;s a strategy here: use a lower monthly payment to get a foot in the door, build equity, and plan your exit from day one. Ian, meanwhile, gets straight to the point: these mortgage products are designed to benefit the banks, not the buyers&mdash;and without discipline, most folks won&rsquo;t invest their savings but instead boost their lifestyle spending. The conversation weaves through home appreciation, investing strategies, and why every homeowner needs an exit plan before they even move in. Whether you&rsquo;re thinking about buying, already own a home, or just want to know how today&rsquo;s policies might affect your wallet, don&rsquo;t miss this honest, practical take. Hit play, and join the discussion! Would you take a 50-year mortgage if it meant you could afford the home you really want? Or is it a wealth-building pitfall? Let us know your thoughts in the comments. *Hashtags:* <a href="https://www.youtube.com/hashtag/realestate">#RealEstate</a> <a href="https://www.youtube.com/hashtag/trumpmortgage">#TrumpMortgage</a> <a href="https://www.youtube.com/hashtag/blackoutpodcast">#BlackOutPodcast</a> <a href="https://www.youtube.com/hashtag/rashadbilal">#RashadBilal</a> <a href="https://www.youtube.com/hashtag/iandunlap">#IanDunlap</a> <a href="https://www.youtube.com/hashtag/personalfinance">#PersonalFinance</a> <a href="https://www.youtube.com/hashtag/wealthbuilding">#WealthBuilding</a> <a href="https://www.youtube.com/hashtag/homeownership">#HomeOwnership</a> <a href="https://www.youtube.com/hashtag/mortgagetips">#MortgageTips</a> <a href="https://www.youtube.com/hashtag/financialliteracy">#FinancialLiteracy</a></p>

Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast

Earn Your Leisure

Trump’s 50-Year Mortgage Plan: Smart Opportunity or Trap?

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/33e1a7b1-5e08-4ff0-b439-b396018008ac/transcript

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