Welcome back to Market Mondays In this insightful clip, Troy Millings sits down with Matt Garland—better known as MG the Mortgage Guy—to unpack the biggest trends, myths, and strategies shaping the 2026 real estate landscape.

MG the Mortgage Guy drops gems you won’t hear anywhere else about home ownership, interest rates, economic shifts, and how anyone—regardless of starting point—can build generational wealth through smart real estate moves. From debunking the internet “housing crash” rumors to revealing why now is one of the best times to buy, MG gives his unfiltered, expert perspective after 23 years in the mortgage industry.

Highlights in this clip:
- Why a housing crash isn’t coming (and who benefits from these rumors)
- The truth about interest rates, government policies, and what buyers can expect heading into 2026 and 2027
- Game-changing down payment assistance programs, ADU options, and how new loan rules can help buyers qualify in expensive cities
- The power of group buying, family compounds, and multi-generational living to get on the property ladder
- Controversial advice about renting vs. buying your own home (and why it’s not “either/or” for Black and Brown communities seeking wealth)
- Why listening to real estate “gurus” could cost you your shot at generational wealth

Plus, Troy and MG discuss the critical mindset shifts, planning strategies, and simple hacks to thrive—whether you’re a first-time buyer or looking to scale up your real estate investments. MG addresses common mistakes high income earners and entrepreneurs make, and why a solid “mortgage plan” is your secret weapon.

Ready to turn knowledge into action? Hit play and take notes, because this clip might change how you approach real estate forever.

Don’t forget to like, comment, and subscribe for more unfiltered convos and wealth-building wisdom!

**#RealEstate2026 #HomebuyingTips #MortgageAdvice #BlackOutPodcast #MGMortgageGuy #TroyMillings #GenerationalWealth #FinancialLiteracy #InterestRates #InvestFest #EarnYourLeisure #HousingMarket #ADU #DownPaymentAssistance #GroupBuying #FamilyCompound #BlackWealth #EconomicEmpowerment #SmartMoneyMoves**

Welcome back to Market Mondays In this insightful clip, Troy Millings sits down with Matt Garland&mdash;better known as MG the Mortgage Guy&mdash;to unpack the biggest trends, myths, and strategies shaping the 2026 real estate landscape.
MG the Mortgage Guy drops gems you won&rsquo;t hear anywhere else about home ownership, interest rates, economic shifts, and how anyone&mdash;regardless of starting point&mdash;can build generational wealth through smart real estate moves. From debunking the internet &ldquo;housing crash&rdquo; rumors to revealing why now is one of the best times to buy, MG gives his unfiltered, expert perspective after 23 years in the mortgage industry.
Highlights in this clip: - Why a housing crash isn&rsquo;t coming (and who benefits from these rumors) - The truth about interest rates, government policies, and what buyers can expect heading into 2026 and 2027 - Game-changing down payment assistance programs, ADU options, and how new loan rules can help buyers qualify in expensive cities - The power of group buying, family compounds, and multi-generational living to get on the property ladder - Controversial advice about renting vs. buying your own home (and why it&rsquo;s not &ldquo;either/or&rdquo; for Black and Brown communities seeking wealth) - Why listening to real estate &ldquo;gurus&rdquo; could cost you your shot at generational wealth
Plus, Troy and MG discuss the critical mindset shifts, planning strategies, and simple hacks to thrive&mdash;whether you&rsquo;re a first-time buyer or looking to scale up your real estate investments. MG addresses common mistakes high income earners and entrepreneurs make, and why a solid &ldquo;mortgage plan&rdquo; is your secret weapon.
Ready to turn knowledge into action? Hit play and take notes, because this clip might change how you approach real estate forever.
Don&rsquo;t forget to like, comment, and subscribe for more unfiltered convos and wealth-building wisdom!
**#RealEstate2026 #HomebuyingTips #MortgageAdvice #BlackOutPodcast #MGMortgageGuy #TroyMillings #GenerationalWealth #FinancialLiteracy #InterestRates #InvestFest #EarnYourLeisure #HousingMarket #ADU #DownPaymentAssistance #GroupBuying #FamilyCompound #BlackWealth #EconomicEmpowerment #SmartMoneyMoves**

Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast

Earn Your Leisure

How to Buy a Home in 2026 w/ MG The Mortgage Guy

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/aa593d14-bfe3-4d57-a8ee-b3d9011cbddf/transcript