All Members of Parliament are being urged to treat housing as a human right.

The final report in the Human Rights Commission's housing inquiry says all available resources must be used to alleviate the housing crisis.

It's found housing affordability has dropped, a shortfall in accessible homes and many houses, particularly rentals, are not healthy to live in.

Housing inquiry manager Vee Blackwood says too many people are out in the cold.

They say it's as hard as ever to find somewhere to live - particularly for vulnerable communities, Māori, Pasifika, elderly and disabled people.

LISTEN ABOVE