Zain Johnson speaks to Thopi Mhloli, Head of Savings & Investments for Personal & Private Banking SA at Standard Bank, about how to start and sustain an emergency cash fund.

<p>Zain Johnson speaks to Thopi Mhloli, Head of Savings &amp; Investments for Personal &amp; Private Banking SA at Standard Bank, about how to start and sustain an emergency cash fund.</p>

Your early morning chat - traffic - news fix delivered in a relaxed manner. weekdays from 4 am to 6 am.

Early Breakfast with Africa Melane

Your early morning catch-up with chat, traffic and news delivered in a relaxed manner. weekdays from 4 am to 6 am.

<p>Your early morning catch-up with chat, traffic and news delivered in a relaxed manner. weekdays from 4 am to 6 am.</p>