Africa Melane speaks to Ndivhuho Siliga, Founder at Kleva Finance, about why January hits households so hard, what compromises families are forced to make, and practical tips to get through the month without going into too much debt.

 

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. 
 
Thank you for listening to this podcast from Early Breakfast with Africa Melane 

 

For more about the show click  https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU 
 
Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N 
 
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Africa Melane speaks to Ndivhuho Siliga, Founder at Kleva Finance, about why January hits households so hard, what compromises families are forced to make, and practical tips to get through the month without going into too much debt.
&nbsp;
Early Breakfast with Africa Melane is 702&rsquo;s and&nbsp;CapeTalk&rsquo;s&nbsp;early morning talk show.&nbsp;Experienced broadcaster&nbsp;Africa Melane brings you the early morning news, sports, business,&nbsp;and interviews politicians and analysts to help make sense of the world. He also&nbsp;enjoys chatting to guests in the lifestyle sphere and the Arts.&nbsp;All the interviews are podcasted for you to catch-up and listen.&nbsp; &nbsp; Thank you for listening to&nbsp;this podcast from&nbsp;Early Breakfast with Africa Melane&nbsp;
&nbsp;
For more&nbsp;about&nbsp;the show&nbsp;click&nbsp;&nbsp;<a href="https://buff.ly/XHry7eQ">https://buff.ly/XHry7eQ</a>&nbsp;and find&nbsp;all the catch-up podcasts here&nbsp;<a href="https://buff.ly/XJ10LBU">https://buff.ly/XJ10LBU</a>&nbsp; &nbsp; Listen live&nbsp;on weekdays between 04:00 and 06:00 (SA Time) to the&nbsp;Early Breakfast with Africa Melane&nbsp;broadcast&nbsp;on 702&nbsp;<a href="https://buff.ly/gk3y0Kj">https://buff.ly/gk3y0Kj</a>&nbsp;and&nbsp;CapeTalk&nbsp;<a href="https://buff.ly/NnFM3N">https://buff.ly/NnFM3N</a>&nbsp; &nbsp; Subscribe to the 702&nbsp;and&nbsp;CapeTalk&nbsp;daily and weekly newsletters&nbsp;<a href="https://buff.ly/v5mfetc">https://buff.ly/v5mfetc</a>&nbsp; &nbsp; Follow us on&nbsp;social media:&nbsp; &nbsp; 702 on Facebook:&nbsp;<a href="https://www.facebook.com/TalkRadio702">https://www.facebook.com/TalkRadio702</a>&nbsp; 702 on TikTok:&nbsp;<a href="https://www.tiktok.com/@talkradio702">https://www.tiktok.com/@talkradio702</a>&nbsp; 702 on Instagram:&nbsp;<a href="https://www.instagram.com/talkradio702/">https://www.instagram.com/talkradio702/</a>&nbsp; 702 on X:&nbsp;<a href="https://x.com/Radio702">https://x.com/Radio702</a>&nbsp; 702 on YouTube:&nbsp;<a href="https://www.youtube.com/@radio702">https://www.youtube.com/@radio702</a>&nbsp;
&nbsp; CapeTalk on Facebook:&nbsp;<a href="https://www.facebook.com/CapeTalk">https://www.facebook.com/CapeTalk</a>&nbsp; CapeTalk on TikTok:&nbsp;<a href="https://www.tiktok.com/@capetalk">https://www.tiktok.com/@capetalk</a>&nbsp; CapeTalk on Instagram:&nbsp;<a href="https://www.instagram.com/">https://www.instagram.com/</a>&nbsp; CapeTalk on X:&nbsp;<a href="https://x.com/CapeTalk">https://x.com/CapeTalk</a>&nbsp; CapeTalk on YouTube:&nbsp;<a href="https://www.youtube.com/@CapeTalk567">https://www.youtube.com/@CapeTalk567</a>&nbsp; &nbsp;

Your early morning chat - traffic - news fix delivered in a relaxed manner. weekdays from 4 am to 6 am.

Early Breakfast with Africa Melane

Your early morning catch-up with chat, traffic and news delivered in a relaxed manner. weekdays from 4 am to 6 am.

Your early morning catch-up with chat, traffic and news delivered in a relaxed manner. weekdays from 4 am to 6 am.

Finance: Surviving the January crunch as Back-to-School costs soar

https://api.omny.fm/orgs/5dcefa8e-00a9-4595-8ce1-a4ab0080f142/clips/6b653457-9e27-4b95-9666-b3d30035317e/transcript