Wikus Olivier is the managing director at CreditSmart and registered Debt Counsellor – he joins Africa to speak on South Africans having the inclination to “jump the gun” on debt-counselling, when this process should be deeply contemplated beforehand.

<p>Wikus Olivier is the managing director at CreditSmart and registered Debt Counsellor – he joins Africa to speak on South Africans having the inclination to “jump the gun” on debt-counselling, when this process should be deeply contemplated beforehand.</p>

Your early morning chat - traffic - news fix delivered in a relaxed manner. weekdays from 4 am to 6 am.

Early Breakfast with Africa Melane

Your early morning catch-up with chat, traffic and news delivered in a relaxed manner. weekdays from 4 am to 6 am.

<p>Your early morning catch-up with chat, traffic and news delivered in a relaxed manner. weekdays from 4 am to 6 am.</p>

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