Today on the show...

• Tough times and it’s hard to make a buck. But not for Westpac here in NZ. It’s profits are up 10%. The margin the bank charges its Kiwi clients is up as well. But not in Australia - we are the soft targets.
• The executives will no doubt get bonuses, and the other big banks have done well too. Co-founder of Simplicity, Sam Stubbs joins me and we will pick them to pieces.
• Plus some Letters to the Editor!

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