Market volatility and political uncertainty can derail retirement plans—without the right protection. In this episode of Dime to Diamonds, Suzanne Porske explains why retirees risk the most when they’re forced to sell during market downturns. She breaks down the three‑bucket strategy—short‑term protection, income layering, and long‑term growth—to help create predictable retirement income. The conversation also covers Social Security timing, RMDs, Medicare IRMAA, and proactive tax strategies to help retirees stay confident and avoid costly mistakes.