What if the biggest risk to your retirement isn’t your savings balance, but waiting too long to enjoy the life you’ve worked for? Suzanne Porske and her Tax Partner Rachelle Harp discuss why retirement success is about having a plan, not chasing a magic number. They share personal stories about unexpected life events, the importance of financial organization, and how market volatility, inflation, and emotional investing can impact retirement. The conversation highlights stress-testing retirement strategies, simplifying accounts, and creating a plan that can adapt when life changes.