Could a declining birth rate reshape the future of Social Security faster than most people realize? Suzanne Porske and her Tax Partner Rachelle Harp explores how demographic trends may impact Social Security, why relying on a single retirement income source can create risk, and the importance of building income you can control. The conversation also takes a candid look at long-term care, caregiver burnout, and the emotional and financial realities families face when health challenges arise. Suzanne shares personal experiences, discusses retirement planning considerations, and highlights the value of having difficult conversations about future care needs before a crisis occurs.