Retirement feels like a race—but many reach the starting line without a plan for the pace. This episode explores how income planning turns savings into a steady paycheck while addressing sequence of returns, inflation, and tax strategy. Suzanne Porske and her Tax Partner Rachelle Harp discuss early retirement tax “windows,” Social Security timing, Medicare costs, and required minimum distributions. They also highlight how healthcare choices and inflation quietly shape long-term outcomes. With a focus on proactive planning, the conversation centers on building a flexible retirement roadmap that aligns spending, longevity, and lifestyle expectations.